리드코프 연체자대출 신청We verify your identity through a joint certificate, mobile phone, and credit card.
1. Cell phone authentication
– If you verify the mobile phone number in your name, the loan review will be done quickly and it will be advantageous for the loan amount.
– If you verify your mobile phone number, an approval number will be sent to your mobile phone to verify your identity, so be sure to use your mobile phone.
Please leave the power on.
– If the mobile phone is not in your name, you can enter a mobile phone number where you can be contacted and apply for a loan normally.
After completing the application, we may request a branch visit or additional documents to verify your identity.
2. Joint certificate authentication
– A type of electronic signature to verify the identity of a trader. A certificate can be issued by entering personal information and password and agreeing to the terms and conditions at a public authentication center on the Internet website of a trading bank or securities company. Certified certification agencies recognized by the government include Korea Financial Telecommunications and Clearings Institute and Koscom. (formerly Korea Securities Computerization), Korea Information Certification, Korea Electronic Certification, and Korea Trade Information and Communication (KTnet).
3. Credit card authentication
– You will go through an identity verification process by entering your credit card information and resident registration number.
– If there are errors in more than 3 authentication attempts, authentication cannot be performed with that card.
Debt confirmation issuance fees, and in the case of real estate mortgage loans, registration and license tax, local education tax, registration application fee, national housing bond purchase fee, address change cost, confirmation document cost, and mortgage cancellation costs are incurred when establishing a mortgage, and in the case of automobile and real estate mortgage loans, The cost of canceling a mortgage must be borne by the debtor.
Debt confirmation issuance fees, in the case of real estate mortgage loans, registration and license tax, local education tax, registration application fee, national housing bond purchase fee, address change cost, confirmation document cost, and mortgage cancellation costs are incurred when setting up a mortgage, and in the case of automobile and real estate mortgage loans, The cost of canceling a mortgage must be borne by the debtor.
Loan applications are available 24 hours a day, 365 days a year.
However, if you apply after business hours or on a public holiday, it will be processed on the next day or the next business day.
※ Call Center (1544-2525) Consultation hours – Weekdays: 9:00 am – 6:00 pm (Closed on weekends and public holidays)
Loan applications are available 24 hours a day, 365 days a year.
However, if you apply after business hours or on a public holiday, it will be processed on the next day or the next normal business day.
※ Call Center (1544-2525) Consultation hours – Weekdays: 9:00 am – 6:00 pm (Closed on weekends and public holidays)
Anyone over the age of 20 and under the age of 60 who is a Korean national and can verify their credit is eligible for a loan.
(excluding registrants in default)
An ID card and a copy of your resident registration are required for basic verification according to the screening criteria.
In some cases, proof of employment, etc. may be required.
(For those under 29 years of age and over 70 years of age, the request for proof of income may be omitted if the loan amount is 1 million won or less.)
The deposit method can be made by direct deposit to the bank account specified on the deposit agreement date.
(However, CMS withdrawal is possible in case of delinquency with customer consent upon loan approval)
The loan term is up to 5 years (60 months), and you can freely repay within the period.
Leadcorp’s principal and interest repayment method is free repayment (lump sum repayment at maturity).
However, if you wish, we can provide a repayment schedule that allows you to pay both principal and interest together.
We will guide you.
In the case of credit loans, the loan limit is up to 30 million won depending on credit rating.
(Secured loan may vary depending on market price)
Yes, you can apply for a loan, and whether or not the loan will be processed will be notified to us after review.
You can only get a loan if you apply in person.
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If Leadcorp Co., Ltd. wishes to collect and use your personal information in relation to a loan contract,
Articles 15 and 22 of the Personal Information Protection Act and Article 22 of the Act on Promotion of Information and Communications Network Utilization and Information Protection, etc.
Consent must be obtained accordingly. Accordingly, I agree that your company will use my personal information as described below.
I agree to the collection and use.
[Matters regarding essential collection and use of personal information]
Items of personal information to be collected and used: Name, phone number
Purpose of collection and use of personal information: Loan consultation application, etc.
Period of retention and use of personal information: From the date of consent to collection and use until the purpose of collection and use of personal information is achieved
