미소드림적금Smile Dream Savings Maturity and Interest Rate Conditions [Photo = Korea Inclusive Finance Agency]
[Seoul Economic TV = Reporter Min Se-won] The Korea Inclusive Finance Agency is revamping the Smile Dream Savings Account to support asset formation for low-income and vulnerable groups. Starting on the 31st, the monthly subscription limit will be expanded and a preferential interest rate will be paid upon maturity termination. The Smile Dream Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Savings Fund is operated for low-income, faithful repayment patients who have faithfully repaid their microcredit loans and have been using the debt adjustment program of the Credit Recovery Committee and the National Happiness Fund without delinquent payments for more than six months. At maturity, the subsidy is paid by matching 100% of the bank interest.
With this product reform, the monthly subscription limit has been expanded from 100,000 won to 200,000 won, and a 1.0% point (p) preferential interest rate has been added at the time of maturity termination. If you save 200,000 won per month with a 3-year maturity, you will receive 5.0% worth of bank interest and interest subsidy from the Savings Fund. You will be able to receive interest of approximately 970,000 won, or 10% per year.
Director Lee Jae-yeon said, “It is meaningful to support the Smile Dream Savings to support the low-income and vulnerable groups,” and added, “We will continue to make improvements to help many low-income and vulnerable groups secure the lump sum they need through the Smile Dream Savings.” “It is planned,” he said.
[ⓒ Seoul Economic Daily TV (www.sentv.co.kr), unauthorized reproduction and redistribution prohibited]
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Reporter Min Se-won
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live broadcast
PD Park A-in
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live broadcast
Producer Shin Min-jeong
Park Soo-yeon MC
Sangam-dong, Mapo-gu 6.0℃
Precipitation probability
30%
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