Hello, Today, we are going to talk about how to report a voice phishing case, how to receive a compensation in case of a voice phishing case.
Recently, I was also hacked by Naver, and my address book (Naver address book) was handed over to a voice phishing (messenger phishing) company.
The company contacted my family (parents, mother-in-law) and sent a KakaoTalk message asking them to send money because the phone screen was broken. Fortunately, my parents and father-in-law in-law intuited that it was a scam and did not pass.
Since it can happen to anyone like this, don’t think, ‘It won’t happen to me’.
If this happens to me, think about what to do and know the countermeasures in advance.
If you deal with anything calmly when it happens, you can move on wisely.
1. Voice Phishing Approach
Let’s take a look at how voice phishing criminals approach.
For example, after hacking the ID and password of websites such as Naver and Daum, they check the phone number in the cell phone address book and contact their acquaintances as their relatives.
Recently, there have been cases of making contact under the guise of law enforcement agencies and financial institutions.
2. Voice Phishing Cases
1) Financial aid fictitious fraud
“Customer, when remittance of 10 million won to your account, you can borrow up to 50 million won (loan records are not left)
→ There are cases where they were deceived by this word and sent 10 million won to the fraudster’s account, resulting in property damage.
2) Criminal involvement, intimidation, fraud 보이스피싱 신고
“Your account has been hacked and is involved in a crime. You need to verify yourself with the Financial Supervisory Service to prove the victim.”
→ After remotely verifying your identity, you may have received property damage by hacking your mobile phone and sending the account amount.
3) Messenger Phishing Scam 좋은뉴스
There are cases where the Naver address book is hacked and money is requested from nearby family members.
Impersonating criminals sometimes show audacity to connect with voice talk to appeal to urgent matters.
4) Fraud through bait texting
“ㅇㅇ Bag purchase 750,000 won payment completed”
I don’t remember buying the bag recently, but when I received a text message saying that I had paid for it, I called and was connected to a fake FSS call center.
Impersonating criminals requested resident registration number, public certificate number, and OTP number, and in some cases suffered property damage of 50 million won.
3. How to report voice phishing
source. Financial Supervisory Service Voice Phishing Guardian
Voice phishing can be reported to the above specialized organization depending on the situation. If you need to stop payment, you must immediately report it to 112, and report phishing damage to 118 of the Korea Internet & Security Agency. In addition, we are accepting applications for damage counseling and refunds at 1332 of the Financial Supervisory Service.
4. How to compensate for voice phishing damage
source. Financial Supervisory Service Voice Phishing Guardian
In accordance with Article 4 of the Special Act on the Prevention of Damages from Telecommunication Financial Fraud and Refund of Damages, the financial company shall, if it is recognized that there are circumstances to suspect that it is an account using fraudulent use of telecommunication financial fraud through verification of transaction details, all It is possible to suspend payment for Therefore, even if the amount of damage has been remitted to the criminal, it is necessary to immediately report it to the police station and request that the payment be stopped.
What matters is how quickly you report it. (Golden time exists)
Suspension must be made before the criminal group withdraws the remitted money.
As a result of searching several portal sites, it is not easy to receive 100% compensation even if you catch a voice phishing criminal. However, it is said that the amount of damage can be minimized if you take immediate action immediately after learning of the damage.
So far, we have looked at the cases of voice phishing, how to report it, and how to compensate for damage. Please share with your acquaintances about the damage case so that similar damage does not occur, and please fully understand that it can happen to you as well.
If you are a victim of voice phishing, think again about how to respond.
Let’s not all be voice phishing and messenger phishing!!