Today, we would like to provide a detailed explanation of the Cider Bank parking passbook as well as how to sign up!
Cider Bank is an application operated by SBI Savings Bank, and it would be good to use it as an emergency savings concept.
Cider bank deposit and withdrawal account
As of July 1, 2022, the interest rate has risen to 2.2% per annum, and can be applied up to a maximum of 100 million won.
The concept of a parking passbook means opening a deposit and withdrawal account with a high interest rate and leaving it alone.
In the case of deposits and savings accounts, it is not possible to cancel easily, so it is inconvenient to use it if you need money urgently.
Deposit and withdrawal accounts can be deposited and withdrawn at any time, so many people currently use them as a parking passbook. 사이다뱅크 파킹통장
Cider bank deposit and withdrawal account
Eligibility: Anyone 17 years of age or older with resident registration or driver’s license can join.
Interest Payment Date: Monthly settlement payment date. 이베이스매뉴얼
Interest is without preferential interest rate conditions such as the previous month’s performance, salary transfer, and automatic debit!
All fees waived with no performance requirements! (Immediate Now/Direct Debit Fee Free, All ATM Deposit and Withdrawal Fee Free)
Real name verification and safe transfer
You can withdraw money from your mobile phone using the smart withdrawal service without a card
Easy remittance/payment to cider account
< How to open a Cider Bank deposit and withdrawal account >
1. In the Cider Bank app, touch the second button at the bottom or select the list on the right and select the deposit/withdrawal account for deposit/withdrawal products.
2. You will see a screen with the words “Solsol interest benefit deposit and withdrawal bankbook”. Go to ‘Sign Up’.
3. This is an explanation screen for the account opening procedure with the message that it is possible to open an account conveniently 24 hours a day, 365 days a year.
Please click ‘OK’!
4. Enter your name and social security number and confirm!
5. You must verify your mobile phone identity for identity verification.
6. You must also agree to the terms and conditions for opening an account.
7. Confirmation items are also required to prevent financial accidents.
Pay attention here
To prevent financial accidents, a cider deposit and withdrawal account is opened as a “financial transaction limit account”.
After that, when the purpose of financial transaction is confirmed, it is converted to a normal account and the limit is increased.
Please check the above sentence carefully.
Financial Transaction Limit Account
Transfer limit: 1 million won per time / 3 million won per day
ATM transfer and withdrawal: KRW 700,000 per day/time
Please note that there is a transaction limit at the time of opening for the first time!
8. For non-face-to-face real-name verification, it is necessary to take a photo ID through a resident registration card or driver’s license.
And you have to go through the verification of the third-party account.
9. Account opening complete!
A free deposit and withdrawal account that can be used immediately is opened.
Opening a non-face-to-face bank account itself is not difficult.
As long as you follow the steps I gave you, you can do it in no time 🙂
Q. Can the limit-limited account be lifted?
I think it was the most troublesome part after opening an account.
I was trying to use it as a parking passbook, so I moved the balance of Toss Bank.
However, due to the limit of Cider Bank, it is difficult to transfer more than 3 million won per day!
If you are set up as a limit-limited account, you are falling into the black hole of ciderbank.
It doesn’t matter if you keep it as a spare fund, but what if it’s money that needs to be used right away??
Before transferring funds, be sure to know how to unlock it and use it!
STEP 01. Prepare documents
Prepare documents that can apply for limit release.
STEP 02. Document shooting/reception
Take a photo of the prepared documents and submit.
STEP 03. After submitting documents, waiting for examination
After submission of documents, waiting for examination
You can apply for cancellation within the deposit and withdrawal account of the Cider application.
Account Management → Go to ‘Release Limit’ on the right side of the limit limit account in Account Status.
Submission of documents is largely either as a certificate or as a photo.
Salary recipients (employees) need at least one of employment certificate, earned income withholding tax receipt, pay stub, health insurance qualification certificate, and other proof of employment. Salary recipients (part-timers) need employer business registration and other documents that can confirm employment.
All supporting documents can only be issued within the last 1 month.
If you are not a salary recipient, it is quicker to contact the customer center separately, and it seems difficult for non-income earners to release the limit-limited account because there is no way to prove it.
Be sure to familiarize yourself with the reverse side of the limit-limited account and be careful when opening a non-face-to-face account!