A car that is out of warranty would be good, but I don’t think you need a car with the remaining warranty period.
(I heard it for 6 months because it seems like a rule of thumb after the warranty period ends..^-^)
Documents required for purchase and payment method
car insurance
If you decide to buy a car, you need to get car insurance to take it with you right away.
Insurance is said to take the longest, so you may want to check with the insurance company in advance. 삼성카드 할부수수료
Since it was my first car, I signed up for family insurance and reduced the insurance premium as much as possible.
The cost varies depending on your age and driving experience, so we recommend that you inquire in advance.
When signing an insurance contract, they asked me to send a picture of the car’s dashboard, vehicle number, and b 이베이스매뉴얼 lack box!
Take a picture in advance when you see the car for the first time! I’ll have to go take another picture.
registration tax
This can only be paid in cash and is 7-8% of the vehicle price.
Keika receives 8% fee and returns the remaining amount to the account!
K-car management cost 300,000 won
Vehicle transfer registration application agency fee 33,000 won
Warranty repair (6 months) 365,000 won
Except for the registration tax, all payments can be made by credit card!
(If paying in cash, please provide a cash receipt!)
Samsung Card used car installment
(I chose Samsung Card’s used car installments because the interest rate is higher than the new car installments, but the limit comes out as much as I want! The interest rate is similar to my main bank’s car loan, but the bank sometimes didn’t reach the limit as much as I wanted)
If you choose Samsung Card used car installment payment, there is a benefit of returning a part of the payment amount (a very small amount), and I know that K-Car payment is only made with Samsung Card!
When selecting a vehicle with the app, we recommend that you first check the limit with the Samsung Card app.
Depending on your tenure or your credit rating, you may not be able to get a loan, so we recommend that you find out in advance and call the Samsung Card Auto Customer Center to ask any questions! Be very kind!
Even the Kika employees didn’t know about the card payment part ㅠㅠ I went to purchase on Saturday, but the approval didn’t come. It’s a holiday at the Samka customer center, and Kika people didn’t know why they didn’t get approval, so they waited until Monday.
Turns out, I didn’t get the approval because I didn’t see the documents I had to send.
sales contract
vehicle registration
Commercial business registration certificate
I asked K-Car to fax the above three documents to Samsung Card.
After approval, you can make a lump sum payment with the approved card and the whole process is finished.
The car was delivered to my house on time for work.
(The staff next to me spoke well ㅠㅠ Thank you)
The consignment driver parked the car in the parking lot and was given basic documents and car keys!
In case it disappears from my memory, I will write it in a hurry…!
Sponsorship is not one of those things, it’s pure.
The timing of buying a used car when a good item is on the market also seems to play a role!