소상공인 대환대출 조건 All loan products (KB Corporate Banking | Financial products | Loans | Loan products | All loan products)

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A method of paying only interest during the loan period and repaying the entire loan amount at maturity
A method of paying by adding monthly interest to the installment repayment amount calculated by dividing the loan principal by the loan period
A method of paying by dividing the loan principal and interest by the same amount every month during the loan period
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– The loan interest rate is applied with a fixed interest rate of 5.0% for the first year and 5.5% for the second year, and then [base rate + additional rate] is applied. The base rate is a 12-month floating rate. Example of a loan interest rate (guaranteed ratio 90%, collateralized by a trustee credit guarantee certificate, as of March 18, 2024) o 1st year: Fixed rate of 5.00% per annum o 2nd year: Fixed rate of 5.50% per annum o 3~10th year · Base rate: 3.63% per annum · Additional rate: 2.00%p per annum · Final rate: 5.63% per annum ※ Base rate: The closing price on the business day before the last business day of the previous week announced by the Korea Financial Investment Association (www.kofia.or.kr) is applied* 6 months or more: AAA grade financial bond yield
– Early repayment fee exemption
Are you a self-employed customer using KB Kookmin Bank Corporate Banking for the first time? Meet the “KB Smart Corporate Loan” that allows you to open a bank account, sign up for electronic finance, and execute a loan all at once with your smartphone!
※Corporate business owners can proceed with corporate banking by clicking the ‘Find out now’ button.
Individual business customers! Take a picture of the QR code on the left with your smartphone’s default camera app.
Apply for KB Seller Plus Loan easily with your smartphone
Apply for KB Seller Plus Loan, which offers preferential loan limits up to 2 months’ settlement amount, easily with your smartphone!
Individual business customers! Take a picture of the QR code on the left with your smartphone’s default camera app.
Apply for KB Seller Preferred Credit Loan easily with your smartphone
Apply for KB Seller Preferred Credit Loan, which offers preferential interest rates based on the settlement amount, easily with your smartphone!
Individual business customers! Take a picture of the QR code on the left with your smartphone’s default camera app.
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1588-9999, 1599-9999, 1644-9999
When calling from overseas to Korea +82-2-6300-9999
Loan short-term delinquency and maturity information 1588-9008
When calling from overseas to Korea +82-2-3702-1240
1800-9999
(Excluding loss and accident reports)
Investment product approval confirmation 1833-3938
When calling from overseas to Korea +82-1833-3938
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