Query two credit rating scorecards (NICE, KCB)
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Today, let’s dig into how to find out my credit score with a credit rating scorecard. More people than you think are curious about this information.
Let’s find out the credit rating score below.
All Credit’s free credit rating score inquiry method provides very important information in financial transactions such as getting a loan from a bank.
Recently, many financial companies have recognized the importance of credit ratings and provide inquiry services, but All Credit and Nice Jikimi are still the most used by actual financial companies.
Because of this, I will tell you how to view the most popular all-credit credit rating for free.
Do you really need a free credit rating check?
In order for a financial company to proceed with loans and card issuance to the general public, it is necessary to check whether or not the issuance is possible for that person. It is natural that this is a transaction involving money.
In addition, for more accurate and transparent transactions, it is necessary to secure corporate data as it is an accredited institution rather than their own data, which will be replaced with All Credit credit ratings.
Free credit rating inquiry
For example, if the interest rate is small but the first financial sector needs to operate funds safely, it is possible to protect bank funds through higher interest rates and prohibition of loans for lower grades, so the rating system is a very effective safety device.
Loan applicants are advised to aim for the 1st financial sector because the interest rate is higher in the 2nd financial sector, and for this, it is necessary to thoroughly manage the usual credit rating.
All Credit Free credit rating (score) inquiry
Recently, it has been easily searchable and changed through the mobile application, but it is still standard to search through the PC or web version. Therefore, if you want to access the website, please click the link below to access it directly and follow the inquiry process.
▼▼ Click the link below to access the All Credit credit rating (score) site
Access the All Credits site (Link)
It is correct to see that there are two ways to access it because it is possible through mobile and computer.
You can approach it in any way, but personally, it is most convenient to search through the mobile all-credit application, so I will inform you based on the application.
Step 1 – Install the All Credits App
Once you access the Google Play Store, search for All Credits. Usually, it is searched first, so you can install the application. If you cannot find the application installation link, please click the link below to download it.
▼▼ Click the link below to install the app
Download All Credit App (link)
If V3 is not installed, you can be forced to install it. Don’t misunderstand it as a virus, and install V3 to run it.
All Credit Free Credit Rating Check
If you run the application for the first time, it will be difficult to find the free credit rating inquiry menu. I also check periodically, but every time I do it.
First, select the menu icon (three-lined icon) on the top right.
All Credit Free Credit Rating Check
If you select it, there are quite a few menus on the left. After selecting Customer Center, you can select Financial Consumer Protection -> Free Credit Inquiry for Nationals.
The first time I used this service, I placed the menu in a confusing place, but there are still many similar names, so you have to be careful not to get confused.
If you want to check information on a family basis, or if you want to get more proper consulting, of course you can get much more accurate information from paid services than from free services.
Credit Score Lookup
All Credit’s free credit rating inquiry service is provided 3 times a year by law: once from January to April, twice from May to August, and three times from September to December.
Therefore, if the period passes, you lose the opportunity, so periodic management is required, and you must be careful not to miss the time because once viewed data can be re-viewed at any time within 24 hours.
Step 2 – Register as a member and log in to i-PIN
All credit login using i-PIN
Since I am a member, I will immediately go to the i-PIN authentication screen through member authentication.
I don’t know if some of you have heard of i-PIN, but it was created a long time ago to “replace the resident registration number” when the issue of leaking resident registration numbers was in full swing, but it is one of the services that disappeared at some point.
At this time, since I know that credit companies such as All Credit gathered and created it, it seems that i-PIN is still being used for credit rating inquiry.
It’s annoying, but there’s no big problem in using it, so just sign up for i-pin and log in. For reference, I PIN is used to log in using the primary and secondary passwords.
Step 3 – Check your AllCredit credit rating, credit score, and scoring criteria
Overall Credit Score and Overall Rating
As I mentioned before, there was a time when credit management was not good, so I told you that there was a time when my score was low.
It took a really long time to go back and forth between grades 6 and 7, but starting with grade 2 last year, I went up to grade 1 this year. It’s been a tough journey.
In the meantime, I have received more information using paid services, but in conclusion, I have successfully improved my score by following my own iron rules while steadily conducting free credit checks.
That’s why I have strong faith in this service.
Results for determining credit ratings and credit scores
The good thing about this service is that you can see at a glance information about financial institution loans, card issuance, and bankbook issuance that can be provided by credit companies, so it can be useful in terms of loan management.
National Free Credit Inquiry
Since you can see loan information by financial institution at a glance, it is good to see information about loans that you forgot about at a glance.
Since the changed score can be inferred from the information provided in this way, checking the information carefully is also one of the very important factors. It’s a story that’s not meant to be watched.
Credit card opening issuance information
In addition, you can see card or loan delinquency information, default information, guarantee information, etc. These information are also provided to the extent that credit information companies have.
Taking all of the above into account, there is no problem with the percentage of overdue information and limit loans (minus loans), and there is no particular negative reason, so it seems that the credit influencing factor has a positive result.
Even when I first used the inquiry service, I had an uncomfortable experience because this information was collected late or the information collected was different for each credit company.
However, it seems that this part has decreased a lot in the recent inquiries, and I think that this information itself is showing a lot of useful information.
Summary of this post
All Credit Credit Management Plus Solution
1. You can check your credit rating for free, so let’s check it out.
2. The inquiry process is as follows.
1) Install the All Credits app from the Play Store.
2) Run the app and go to the free credit inquiry menu.
3) Non-members or members can log in, and i-PIN authentication is required, so proceed with i-PIN sign-up.
4) You can check your credit rating and score, key notifications for score calculation, loan information, bank and credit card opening information.
5) If it’s really urgent, get a credit-rising solution. However, I didn’t feel the need for it unless it was an emergency.