장기렌트카 조건The domestic rental car industry is changing in line with the eco-friendly era and the opening of the used car market. There is a trend of reducing the proportion of diesel (diesel) and gasoline (gasoline) and switching to electric vehicles (EV), and it is attracting attention by going one step further than existing new car-based long-term rental cars and offering related products as used cars. According to the Korea Rental Car Business Association, the total number of registered rental cars in Korea has increased every year to 855,368 in 2019, 925,899 in 2020, and 997,176 in 2021, entering the era of 1 million units. Lotte Rent-a-Car and SK Rent-a-Car, two major rental car companies, are increasing the proportion of electric vehicles in line with the eco-friendly trend. Electric vehicles have the advantage of lower maintenance costs, including charging and after-sales service, than internal combustion engine vehicles. However, in order to receive subsidy benefits, you must meet the vehicle delivery date, etc., so it appears that long-term car rental, which makes these cumbersome processes easy and convenient, is gaining popularity.
An industry official said, “In the past, electric car rental was centered on transactions between companies such as government offices and corporations, but recently, with the introduction of various new models, the demand for transactions between companies and consumers has increased.” “The number of customers inquiring has increased,” he said. In addition, interest in the subscription economy has grown, especially among young consumers in their 20s and 30s, and even if they pay, they prefer replacing a new car every 2-3 years. Additionally, due to COVID-19 and the Russian and Ukraine crisis, vehicle production and He explained that the major disruption in transportation was also the reason for the increase in rental cars and leases.
Today, we will learn more about NH Nonghyup Capital’s long-term car rental and car lease products.
With a customized long-term rental car program, rental fees are low, initial costs are reduced, and maintenance is convenient.
▶ Product target (driver)
– 21 years of age or older, 1 year or more of driving experience
(However, vehicles with a capacity of 10 or more passengers require one type of standard or higher)
▶ Vehicle types covered
– Domestic new vehicles (passenger cars and vans with 12 seats or less)
However, trucks cannot be handled.
▶ Product conditions
– Rental fee: Includes liability/comprehensive insurance/various taxes and maintenance, and maintenance services are applied differently depending on customer selection.
▶ Early termination fee – Day rental fee
▶ Delay compensation rate: 24% per year (in case of delinquency)
▶ Excess driving charge: Domestic cars: 200 won/km (basic deduction for 1,000 km)
▶ Processing method upon expiration: Upon expiration, you can choose to return, purchase, or re-rent the vehicle.
▶ Precautions
▶ Target customers
– Individuals, sole proprietorships, and corporations who wish to purchase new passenger cars (domestic/imported), vans with 15 seats or less, and cargo vehicles with 2.5 tons or less.
▶ Succession fee
– Succession amount
▶ Late payment interest rate
– Operating lease: 19% – Financial lease: Contracted interest rate + maximum 3% (but within the legal maximum interest rate)
※ If there is no agreed interest rate at the time of overdue interest accrual, the higher interest rate among the following interest rates is applied as the agreed interest rate. 1. Commercial legal interest rate pursuant to Article 54 of the ‘Commercial Act’ 2. Mutual finance household fund loan interest rate among the most recent weighted average lending interest rates of non-bank financial institutions (based on new handling amount) announced every month by the Bank of Korea in accordance with Article 86 of the ‘Bank of Korea Act’
▶ Required documents
※ Additional documents may be requested during screening.
▶ Precautions
So far, we have learned about NH Nonghyup Capital’s long-term car rental and car lease.
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