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#Youth Leap Account#Youth Leap Account Benefits#How to Apply for Youth Leap Account#Youth Leap Account Application#Youth Leap Account Conditions#Youth Leap Account Registration Conditions#Youth Leap Account#Youth Leap Account Youth Hope Savings#Youth Leap Account Comparison
hello.
Next to the youth, it is the Youth Foundation.
Useful tips and information for young people
Delivered in many ways! Clean coffee shop☕
Youth Foundation Chairman Jang Ye-chan met with an expert
We answer the questions of young people.
Last time, we met with Dr. Chunwook Hong.
📌About investment strategies in the era of high interest rates
We talked about it!
Why is my salary the same even though prices are rising😭 | Cheongjeong Cafe EP.24
hello. Next to the youth, it is the Youth Foundation. We deliver helpful tips and information to young people in a variety of ways! It’s clean…
blog.naver.com
This time, Cheongjeong Tea Room is a policy section with great tips!😊
Star of Netflix’s Physical 100
and our
👑Policy Fairy👑 with Florian Krapp
The policy we will introduce today is~~~
Youth.do.about.account.
no see!
The Youth Leap Account, which will be launched in June, is a policy-type financial product that supports asset formation for young people aged 19 to 34. If you pay a certain amount every month for 5 years, you can receive the government subsidy plus bank interest at maturity. do.
This is being promoted to support young people’s mid- to long-term asset formation! You can freely pay up to 700,000 won per month.
Government contributions are provided in proportion to the amount paid. ✨ Interest income is said to be exempt from taxation, which is a really good policy for young people.😄
Self-payment (up to 700,000 won per month)
+ government contribution
+ bank interest
Those eligible to apply are young people between the ages of 19 and 34 who meet the personal and household income standards!👬 Personal income must be less than 60 million won, and household income must be less than 180% of the median.
The period of military service (up to 6 years) is not included in age calculation. Are young people who do not meet the personal and household income requirements unable to sign up?
no! Young people with a personal income of KRW 60 million to KRW 75 million and 180% or less of the standard median income can also sign up for a Youth Leap Account. 😃 However, only interest income tax exemption is granted without payment of government contributions.
Personal income less than 60 million won,
Household income below 180% of the median
Young people aged 19 to 34
personal income
(Based on total salary)
Maximum monthly payment limit
Monthly contribution limit
Contribution matching ratio
Maximum monthly contribution
Less than 24 million won
~ 700,000 won
~ 400,000 won
6.0%
24,000 won
Less than 36 million won
~ 500,000 won
4.6%
23,000 won
Less than 48 million won
~ 600,000 won
3.7%
22,000 won
Less than 60 million won
~ 700,000 won
3.0%
21,000 won
Less than 75 million won
–
–
* Interest income tax exemption only
Contribution payment limits vary depending on personal income. It is a good idea to check the matching ratio and calculate the monthly government contribution.
Financial institution interest rates are fixed for 3 years (or more) after subscription. The interest rate is not yet specified, and the interest rate level for each handling institution will be announced on the Financial Association website in the future. Additionally, it is said that low-income youth are given preferential interest rates.✨
I think there are many young people who have already signed up for the Youth Hope Savings Account!💌 There are differences between the Youth Leap Account and the Youth Hope Savings Account in terms of payment amount, maturity period, maximum receipt amount, and government support.
And since the business purpose is the same, it is not possible to double sign up for the Youth Leap Account and the Youth Hope Savings.🚫You can apply for the Youth Leap Account every month, so
If you have already signed up for the Youth Hope Savings Account, it would be a good idea to switch to the Youth Leap Account after expiration!
Youth Leap Account
VS
Youth Hope Savings
Up to 700,000 won per month
payment amount
Up to 500,000 won per month
Personal income less than 60 million won,
Household income below 180% of the median
Young people aged 19-34
joining condition
Individual income less than 36 million won
(or comprehensive income of 26 million won or less)
Young people aged 19-34
5 years
Maturity period
2 years
50 million won
Maximum amount received
13 million won
3 to 6%
government subsidies
2 to 4%
You can apply for the Youth Leap Account every month starting in June 2023. You can apply non-face-to-face through the mobile app of the financial company handling it.
Maintenance review is conducted once a year from the date of subscription. Financial institutions handling the Youth Leap Account will be announced later. (Application for membership ▶ Income screening ▶ Maintenance screening)
Hot tips for young people!
Clean Coffee Shop☕ Episode 25, did you find this useful information? 😊
In the future, Cheongjeong Tea Room will
Youth policy, legal information, economic knowledge, etc.
We plan to provide information by field.
We ask for your interest 💙
By the youth, Youth Foundation
Original source: Youth Foundation official blog
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Gyeonggi Job Foundation Western Business Headquarters, 3rd floor, 25, Buheung-ro 424beon-gil, Bucheon-si, Gyeonggi-do
Gyeonggi Job Foundation Western Business Headquarters, 3rd floor, 25, Buheung-ro 424beon-gil, Bucheon-si, Gyeonggi-do
