카카오뱅크 햇살론 15 조건There is a loan product that is gaining attention as an easy and fast credit loan when you need money. It is Kakao Bank’s credit loan product, and any office worker can easily apply.
Kakao Bank’s credit loan consists of medium credit loan, medium credit plus loan, and Sunshine Loan 15. Among them, Sunshine Loan 15 is a government-supported loan that allows those who are receiving high-interest loans to refinance into low-interest loans. Therefore, it is a very useful product for those who are currently using high-interest loans.
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There are three types of Kakao Bank credit loans. The first is medium credit loan, the second is medium credit plus loan, and the third is Sunshine Loan 15.
Among these, medium credit loan and medium credit plus loan are credit loan products created for office workers with medium and low credit, that is, office workers with a KCB credit score in the bottom 50% or less.
Let’s find out about the limits of Kakao Bank’s medium credit loans and medium credit plus loans. Kakao Bank’s medium credit loans start from a minimum of 1 million won and a maximum of 100 million won, and medium credit plus loans range from a minimum of 1 million won to a maximum of 50 million won.
Kakao Bank’s Sunshine Loan 15 has the characteristic of being able to borrow up to 7 million won, and those with special guarantees can borrow up to 14 million won.
The reason why Kakao Bank’s credit loans are in the spotlight is because of their low interest rates. Kakao Bank’s medium credit loans have an annual interest rate of 4.042% to 9.800%, medium credit plus loans have an annual interest rate of 5.860% to 14.688%, and Sunshine Loan 15 has a fixed interest rate of 15.900%.
In particular, the Sunshine Loan 15 is a government-supported product created for those who receive high-interest loans of 20% or more, and has the purpose of lowering the interest rate to 15%, making it a favorable product for those who receive high-interest loans.
The biggest advantage of Kakao Bank’s credit loan is that you can easily receive a loan on your smartphone with just one certificate without having to submit complicated documents or visit the bank. The process can be simply composed of four steps.
First, start checking the limit/interest rate. Second, check employment and income information. If you have a certificate on your smartphone or PC, you can simply submit the documents with just the certificate password. Third, write a mobile loan contract. Check the amount and details you need and write the application form. Finally, execute the loan. The loan will be executed immediately once the contract is written.
Both credit loans and overdraft accounts are credit loan products. However, the difference between the two is clear. In the case of a minus account, if you use the necessary amount within the loan limit when necessary and pay interest on the amount used, a credit loan means that the loan amount is deposited into the deposit/withdrawal account at once on the loan execution date.
Kakao Bank Credit Loan
Easy and fast credit loan when you need money
www.kakaobank.com
Among Kakao Bank credit loans, Sunshine Loan 15 is listed as a product that only office workers can apply for. The unemployed or those with low credit can also apply for Sunshine Loan 15.
How the unemployed and those with low credit can also receive low-interest refinancing loans
The unemployed and those with low credit who receive the highest interest rates in the loan industry can also receive low-interest refinancing loans right away. Those who are unemployed and those with low credit do not have many loan products to receive, so we recommend this method.
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Among them, Sunshine Loan 15 can also be received at SC First Bank.
Sunshine Loan 15 SC First Bank Eligibility and Limit
Sunshine Loan 15 is a financial product for ordinary people that was reorganized from Sunshine Loan 17 to 15 on July 7, 2021, when the legal maximum interest rate was lowered to 20%. You can receive it by looking into the eligibility and limit at SC First Bank.
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Sunshine Loan 15 can be received from various banks as well as Kakao Bank, so we recommend that you find a financial institution that suits your situation and receive a loan.
