I mainly use the Kakao Bank check card, but today I found the K-Bank my check card that I want to exchange and introduce it to you!
Annual fee Free for overseas use up to KRW 150,000 per month
I put them together in the following order!
1. Annual fee and benefits
2. Cashback Merchant
3. How to apply
1. Annual fee and benefits
Annual fee free cashback benefit up to KRW 150,000 per month 케이뱅크 MY 체크카드
Since it is a debit card, the annual fee is free and you can receive up to 150,000 won in cash back per month.
Of course, you have to spend a lot more, right?
I looked up details about cashback!
Unconditional 300 won cashback when paying over 5,000 won
You can apply with a mobile card without a physical card. 이베이스매뉴얼
2. Cashback Merchant
300 won cashback for payments of 5,000 won or more at the branch, you can receive 300 won cash back for each payment of at least 5,000 won.
Usually, to receive cash back, you have to fill in the previous month’s performance, but it’s very beneficial to be able to receive 300 won cash back at the affiliated store without any previous month’s record.
The brands eligible for cash back are as follows:
convenience life
GS 25, cu, 7-Eleven, E-Mart 24, Ministop, Olive Young, Daiso, No Brand
coffee drink
Starbucks, A Twosome Place, Mega Coffee, Ediya, Back Coffee Shop, Gongcha, Mammoth Coffee
fastfood
McDonald’s, Lotteria, Burger King, Subway, KFC, Mom’s Touch, Shake Shen
Bakery and Dessert
Paris Baguette, Dunkin Donuts, Tous les Jours, Isaac Toast, Baskin Robbins, Sulbing
fashion
Zigzag, Musinsa, Avly, Brandy, SSF, W concept, Zara
movie
CGV, Lotte Cinema, Megabox
books
Kyobo Bookstore, Youngpoong Bookstore, Aladdin, Yes24
taxi
Kakao Taxi, ride
OTT
YouTube Premium, Netflix
*In the case of Netflix and YouTube premium payments, cash back is applied to regular payments applied directly through the official app or website, except for one-time general purchases
language study
TOEIC
I was surprised that my check card has more merchants than I thought.
right! It would have been great if there was a coupon, but it’s a pity.
You can receive cash back up to KRW 5,000 every day and up to KRW 150,000 each month, and the cash back benefit is extended to KRW 500 if the previous month’s performance exceeds KRW 300,000.
It’s so good that it’s 300 won without the previous month’s performance condition.
When I go to Daiso with YouTube premium payment, I have to use my K-Bank My Check card!
Cash back applies only to domestic transactions, and when calculating the previous month’s performance, the amount used at overseas merchants, railroad tickets, university tuition, apartment management fees, gift certificates and gift card payments, various fees, interest, taxes and utilities, social insurance premiums, and overseas and transportation card usage amounts , rent, etc. are excluded, and in case of cancellation of card sales, the corresponding cashback is refunded from the payment account! Remember!
It is good to know in advance that rental stores located in department stores, discount stores, shopping malls, airports, railway stations, food courts, etc. may not be eligible for cashback. The design is also divided into lime and navy. I think the line looks prettier!
3. How to apply
You can apply through the k-bank app
I was already using the K-Bank app, so I was able to apply right away.
1️⃣ After running the K-Bank application, go to My Page at the bottom Click the person icon at the bottom right
2️⃣Choose a card
Choose a card
3️⃣Choose Card Tour on the main screen
Choose my debit card
Choose My Debit Card
4️⃣Click Apply for Card or Apply for Mobile Card
Click Apply for Physical Card or Apply for Mobile Card
I’m using Samsung Pay, so I only checked Samsung Pay!
I use Samsung Pay frequently, so I’m going to apply with a mobile card.
If you do not need a physical card, apply directly with a mobile card and receive it quickly👋👋 Please note that an ID is required when applying for a card!
As I finish posting my check card with the above, I hope you all have a happy day today 🥰❤