* Although not listed on the official website yet.
It was written by extracting information reported in news articles.
– Season 3 Toss Bank Check Card Benefits –
* Toss Bank is starting episode 3 of Check Card, where you can receive cashback benefits up to 3,500 won per day..
Announced on the 23rd.
Episode 3 benefits start on the 1st of the next month and run until the end of this year,
Benefits will be strengthened and restrictions will be removed 토스뱅크 체크카드 혜택
– The nightmare of the (old) Toss money card comes true.
– In Episode 3, we analyzed the usage patterns of existing check card users.
Expanded customized cashback benefits.
5 areas provided in Episode 2 이베이스매뉴얼
In addition to (coffee, convenience store, taxi, fast food, public transportation),
Movies (CGV, Lotte Cinema, Megabox) ,
Two dessert areas (Dunkin Donuts, Baskin Robbins) have been expanded to seven additional areas.
Accordingly, in Episode 2, once for each area,
The cashback benefit, which could be received up to 5 times a day, is also possible in Episode 3, once in each area → up to 7 times a day.
Cashback benefits are also changed.
In Episode 2, a 300 won benefit is provided for payments of 3,000 won or more, whereas in Episode 3, a 500 won benefit is provided for payments of 10,000 won or more.
However, a 100 won benefit is provided for payments of less than 10,000 won.
– To properly benefit from “Episode 3” in a nutshell.
That you have to pay more than Rs.
Now spend less than 10,000 won in Episode 3.
In Episode 2, if you pay over 3000 won, you get 300 won.
down to 100 won.
Link below for more details! Source ↓↓
Since this is a bit long, you can scroll down.
I’m a beginner… It’s been about 4 months since I wrote the Shinhan Dermore card.
I’ve been looking around for credit cards since last year, but I can’t decide easily.
I was using a credit card that would be helpful at Hana Card.
I heard the news about the discontinuation of the Dermore card called the benefit gang, and it was issued, but it was better than I thought…!
(Don’t laugh and make it earlier…)
However, when I did my year-end tax settlement in February, it was clear that I had spent more money than my income.
A feeling that the deduction was less… A feeling of regret…!
After looking for more than 25% of the total salary,
Credit cards are 15% off and check cards and cash receipts are deducted up to 30%!
(For more details, there are very detailed explanations in other blog posts.)
Oh~ In other words, up to 25% by using the credit card, debit card, or cash with the best payment benefits (because it is not deducted anyway)
From that point on, assuming that the benefits of credit card or debit card/cash receipt are the same, check card or cash payment is advantageous!
The Shinhan Themore Card is famous for giving back three-digit points for payments over 5,000 won.
(ex. 5,999 won use -> 999 won refund / 12,600 won use -> 600 won refund)
In the case of transportation cards, the last three digits of the total amount used for the current month are refunded.
In addition, the previous month’s performance of 300,000 won must be used.
In other words… An amount less than or more than 5,000 won but ending in 000
It means that there is no benefit to paying with a Dermore card.
Of course, if you are in a hurry to fill out the previous month’s performance, you may not know it, because I have already scratched the amount that exceeded my limit like crazy~
Since the Dermore card has very good benefits, it seems to be beneficial to use it regardless of the income deduction rate.
If not, rather than using a lot of credit cards, I’m looking for a check card with good benefits!!
In the past, I used a regular debit card with no benefits for several years.
Even if I said that it was a check card benefit anyway, it wouldn’t be much, but when I used only a check, the amount of the card was not small.
It’s a pity that I didn’t know about the benefits that I could take… ㅜㅜ
Toss Bank Debit Card
First of all, I plan to mainly use the Shinhan Themore card, and I started looking for a debit card according to my consumption pattern and the amount of consumption (to be consumed with a debit card).
Here’s what I considered:
1. It would be nice if there was no or little performance in the previous month. (I will mainly use a credit card, so I don’t want to use a check while calculating performance)
2. Movies/coffee shops, etc… It doesn’t go well… (And if the payment amount is more than 5,000 won, you may receive more benefits from Themore)
If possible, it would be nice if there were no merchant restrictions, such as a n% refund of all merchant payments.
3. Since I often use public transportation to commute to work, I wish there was a benefit for transportation costs.
4. I use Naver Pay frequently, so I wish there was a Naver Pay benefit… How much?
First of all, when I searched for good debit cards with benefits in their 20s and recommendations for check cards in their 20s, what came up a lot, the National Norik Card?
And there were a few more…
1. First of all, check cards that are famous for being good often have limitations on the previous month’s performance.
(It’s not something I use mainly, but how much did I spend for a small benefit… I’m tired of ‘calculating’ and ‘calculating’… Rhyme is great)
2. The benefits of payment for all merchants… The benefit ratio is too small. I guess I’ll just use more…
3. There were many cards with transportation benefits
4. The Shinhan Naver Pay card looked good, but it has already been discontinued… Woori Bank says there is a check card with 2% of Naver Pay, but it is not the main bank, so pass
Well, for the same reason as above, I applied for a Toss Bank card… lol
The best thing is that there is no previous month’s performance and the payback is very fast.
If it is the main card that can be used more than the previous month’s performance, but since it is a sub card, it was the most convenient to have no previous month’s performance-!
You can pay 2% interest a year up to 100 million in Toss Bank savings account and receive interest every day.
While using it very well as a parking passbook, I even got a check card and threw it away!
Toss Bank
Meet a whole new bank
Benefits
A brief summary of the benefits
1. No performance in the previous month, cashback is fast
2. 300 won cashback once a day for each area when paying over 3,000 won in any of the following
convenience store
GS25, CU
coffee shop
Star Bus, Ediya, A Twosome Place, Coffee Bean, Full Basset, Blue Bottle, Holly’s, Angel-in-us, Pascucci, Tom N Toms
fastfood
Burger King, Mom’s Touch, McDonald’s, Lotteria, Shake Shack
taxi
General taxi on-site payment, Kakao Taxi, Tada, IT, Macaron
3. Public transportation 100 won cash back once a day (when using a bus or subway with a postpaid transportation card)
4. Unlimited 3% cash back on all overseas payments
Apply for the deferred payment transportation card function and use it as a transportation card,
In case of ambiguous micropayments or amounts ending in 000 ^^
I thought it was good to write lightly without worrying about performance!
(It’s not a huge amount, but I’m just calculating myself… My figure trying to be as efficient as possible…)
Design selection and card delivery
Issuance is possible within the toss app.
I think I made it through the All>Card>Make Toss Check Card tab, but it doesn’t appear in my app because I made it now.
Four colors as shown below!
Personally, I think card design is very important.
Orange milk or night pink seems to be the cleanest.
orange milk
purple green
lemon blue
night pink
Personally, I would like it to be released in pastel tones next time…?
#StrawberryMilkPink #Light Violet #Milkmint How about something like this?
Are you watching toss????
First of all, I applied for the card issuance on Wednesday, and received it on Monday the following week, so the delivery was much faster than I expected!
In addition, it is possible to make an online payment by connecting to Kakao Pay before it is issued.
(Actual barcode payment X) I think it was good in that respect.
The card is given a sticker like this!
To be honest, I don’t think I’ll put it on, but it’s cute…
My color is night pink!
Phone and Dermore cards are also black, so they are neat~~
These days, the cards are really new, and they don’t even have a card number… hahahahahahahahahahahaha
It just comes with the card’s expiration date and name written on it… hahahahahahahahahahaha
You can check your card number in the app.
If you put your card in a transparent phone case and walk around, more personal information is revealed than you think.
After removing all of that, the appearance is very neat, and it is nice to see.
Comparison shot with Dermore card! Do you like it??
Both are relatively recent cards, so it’s so new…
Am I the only one who has used the card with the card number and name sticking out so far???
A review after one or two days of use
I haven’t used it for a long time, but…
I’ve known since the time I got interest every day at Toss Bank.
The cashback is very fast, and the app is well structured so that the accumulation is visible.
It’s not a huge amount, but it’s good to get everything you can get!
Seeing it build up makes me happy…
However, it is said that this benefit may change after June of this year.
I hope I can just keep going or get more good benefits 😀