I will talk about the recommendation of parking bankbook.Parking accounts are generally the concept of putting money in for a very short period of time.Therefore, it is commonly referred to as a parking account, meaning parking a car for a while.
The aid of these parking accounts originated abroad, not in Korea, and this history is very short.It’s only been less than 10 years since I first started.However, both the bank and the people who use it are satisfied and beneficial to each other, so more and more people are using it with a lot of interest.
Parking bankbook recommendation
From now on, I would like to recommend a parking account briefly.One thing is certain, in fact, it is advantageous to deposit small amounts frequently at high interest rates.
Although there are slight differences between banks, they can provide specific parking accounts at higher interest rates.In general, this bankbook is provided by the registration authority and requires a specific deposit or subscription period.
If you get this bankbook, you can see an average interest rate of more than 3%.Users can also see additional returns depending on the deposit amount or retention period.Rather than the expression “parking account,” it will be much faster and more accurate to look up the “free deposit” menu on each financial company’s website.
I understand that many people are confused about parking and CMA accounts.Let’s take a look at this as well.In fact, it is very natural to confuse the two if the general public is not deeply interested.
This is because the CMA account is actually similar to the parking account.Both are correct to use as alternatives to storing cash, but CMA accounts generally have lower interest rates than parking accounts and can protect depositors up to 50 million won.
However, in the case of a parking account, depositors can be protected.Due to the recent high volatility in society, many investors prefer to keep seed money in their parking accounts.In fact, it is found to be preferred by more people because it is more stable than CMA bank accounts.
Next, I would like to recommend a parking account.
company interest rate maximum amount Name
Pepper Savings Bank 3.2 % Up to 50 million won or less peppers parking account
Hana Savings Bank 3.4% Up to 50 million won or less Haihana ordinary deposit
OK Savings Bank 3.5% Up to 10 million won or less OK. Second bankbook.
Welcome Savings Bank 3.5% Up to 50 million won or less welcome office worker’s ordinary deposit
Shortcuts to compare more parking accounts
