If you raise a pet like a dog or cat, the medical bills become quite expensive as you get older. This is because there is no such thing as a medical insurance system like a person, and insurance coverage does not apply.
It is easy to break 300,000 to 400,000 won just by X-ray inspection. In addition, if you do gastric lavage by picking things up out of curiosity, 800,000 won will evaporate with just one visit to the hospital. So, the reality is that the cost burden is high. This is why you need to be prepared in advance in case of an emergency. So many people are looking for pet insurance.
Companion pet insurance product
Samsung Fire & Marine Anipet
Meritz Fire & Marine Petper Mint
Hyundai Marine & Fire Insurance
Hanwha General Insurance Doggie Insurance
DB Fire Promy Pet Insurance
Pet products are sold by five non-life insurance companies. There are so many types of insurance that it is difficult to decide which one to buy. So, ‘Petpins’ is a platform where you can compare various pet insurance in detail.
Petfins Companion Animal Insurance Comparison Platform
If you enter the breed and birthday raised in Petpins, you can check the products and details you can join, and they are detailed for comparison.
Which dog and cat insurance is better?
The most recommended way is to sign up for a product with a lot of guarantees for small dogs. However, large dogs are often not covered by insurance. This is because the cost of hospital surgery is higher than that of small dogs. A difference of almost 2 times.
Large dogs receive more than 2 million won per leg for patella surgery, so the cost burden is high, but there are few insurance products that guarantee such a large cost. Insurance isn’t cheap either.
So even if it’s not an insurance product, there are many people these days who collect savings separately. Pet insurance itself is not cheap, so there are many cases where you lose money when you calculate it.
Insurance premiums will vary depending on the breed or age of the dog you are raising, but to explain one thing as an example, if you subscribe to a Samsung Fire & Marine Insurance product that costs 660,000 won for a 5-year-old Welsh corgi, the patella surgery fee is limited to 1 million won, and usually patella surgery is per leg. If you think about 1.5 million won, you can see that there is not much money that can be guaranteed than you think.
Insurance premiums continue to go out as insurance premiums, and some of the surgery costs are supported, but it is still because the 1-year guarantee limit is not large, so you still spend a lot of money.
Of course, there is a point that it can be useful in case of a sudden accident or joint disease at a young age.
In fact, there are many cases that most of the dog owners who raise large dogs have a separate savings account without insurance.
This is how I organized pet insurance.
If you are interested in this topic, please refer to the information below.
I hope it helps a lot!