How to increase the negative account limit
I’m using a negative bankbook.. If the limit is not enough, it’s a bit difficult.. Going to another bank and getting a loan again. If you go to the 2nd financial sector, it will be difficult to deal with the 1st bank again. In my case, for example, I didn’t need a lot of money at first, but I applied for 5 million and then increased it to 10 million. The limit has been increased. I am a Woori Bank negative account. Note that..
How to increase?
Simple. You can go to Woori Bank. And when you go, you have to go to the branch where I applied in the first place. For example, if I go to a branch other than the branch where I first applied, my application information will go to the branch where I first applied… Then I get a call from there. Did you apply? I was a little confused hehe
documents? 마이너스통장 한도 증액
It seems that the documents were entered almost the same as when the first application was made. First of all, I needed a certificate of employment and a copy of resident registration, so it is better to bring it with me in case of withholding tax. Whether the withholding tax documents were needed when increasing the limit… I can’t remember exactly. 좋은뉴스
And if you apply, for example, if the initial issuance is in February and the limit is increased in October, the period of the negative bankbook is February, not October of the following year. It is taken as the date of initial issuance. So, you have to either extend it in February or make a repayment. I don’t know what other banks do, but Woori Bank called like that.
The negative account has its good points, but it also has its bad points. In the simplest way, there is no pressure to pay a fixed amount every month, so it may create the illusion that it is my money rather than light. And then there may be an accident in which you will have to pay money in one shot later. This part seems a bit difficult. Well, there are good things to use if you use it well, so please use it according to your individual needs. thank you