무직자 대출 쉬운곳1 year
(up to 10 years if extended)
Guests who are 19 years of age or older and citizens of the Republic of Korea regardless of occupation or income and for whom Seoul Guarantee Insurance Co., Ltd. can issue insurance certificates
※ When the loan period expires, the contract can be renewed if the bank approves the extension after examining whether the period can be extended based on the criteria set by the bank. Depending on the customer’s credit rating,
loan product, etc., the extension can be done through methods such as visiting a branch/extending the customer center/extending through electronic financial channels (Internet banking, smartphone banking).
According to the Stamp Duty Act, when concluding a loan agreement, the tax amount is applied differentially depending on the loan amount, and the bank and the customer each bear 50%.
※ Stamp duty related to loans
※ Products where credit status does not affect the interest rate are excluded from the interest rate reduction request, and the interest rate reduction request may not be accepted depending on the CSS (Personal Credit Rating System) evaluation results, internal bank policies, etc.
※ For more information, please refer to the product description or contact Hana Bank Customer Center (1599-2222) or a branch. ⓒ Hana Bank. All rights reserved.
