무직자 신용대출1 year
(Up to 10 years when extended)
Customers who are Korean citizens over 19 years of age and eligible to issue insurance policies from Seoul Guarantee Insurance Co., Ltd., regardless of occupation or income.
※ When the loan period expires, the contract can be renewed if approval is obtained after reviewing whether the period can be extended according to the standards set by the bank. Customer’s credit rating,
Depending on the loan product, extension is possible through methods such as visiting a branch/customer center extension/electronic financial channels (internet banking, smartphone banking).
Under the Stamp Duty Act, this is a tax paid when concluding a loan agreement. The tax amount is applied differently depending on the loan amount, and the bank and the customer each bear 50%.
※ Loan-related stamp duty
※ Products whose credit status does not affect the interest rate are excluded from interest rate reduction requests and are subject to CSS (Personal Credit Rating System) evaluation results and bank internal policies.
Depending on the circumstances, your request for an interest rate reduction may not be accepted.
※ For further details, please refer to the product description, or contact Hana Bank Customer Center (1599-2222) or branch.
