부산 머물자리론 신청방법Hello! Busan City is providing a 2.0% rental deposit loan interest rate to young people without housing. In that case, the actual interest rate is 1.5%.
I have summarized the details:)
Table of Contents
● Age Requirements
Young household heads aged 19 to 39 who are registered as residents of Busan City and do not own a home
● Income Standards
Annual income of 45 million won or less for the individual and 80 million won or less for the couple
● Target Housing
A house on the building register with a rental deposit of 200 million won or less, and a monthly rent conversion rate of 6.1% or less
**For housing types other than apartments, if the landlord has owned the house for less than 3 months as of the application date,
the contracting bank may conduct additional screening according to the internal regulations of the contracting bank, such as refusal of guarantee application
Loan interest rate 3.5% = Busan City support interest rate 2.0% + actual burden interest rate 1.5%
Loan handling bank: Busan Bank
Loan period: 1 year or more, within 2 years, until the expiration date of the relevant lease contract (Cannot apply if the contract period is 1 year)
Loan maximum limit: Within 100 million won (within 90% of the rental deposit → the remainder is borne by the applicant)
You can apply on the Busan Youth Platform website (Only online applications are possible)
All submitted documents must be issued within 1 month of the application date.
● Self
Resident registration copy, family relationship certificate (excluding the last digits of the resident registration number other than the applicant), lease contract (deposit, balance date, etc. are indicated)
● Spouse
Consent to collection/use of personal information and provision to third parties, resident registration copy, family relationship certificate
● Documents to prepare when visiting the bank
Applicants who are eligible for the accommodation loan 2 months before the expected loan maturity date (extension is possible only once within 2 years)
Submission documents: Resident registration copy, resident registration extract, family relationship certificate, lease contract
Application period: 09:00 ~ 30 on the 15th of each month 18:00
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