신용회복위원회 소액대출 자격The Credit Recovery Committee helps people struggling with excessive debt and low credit that are difficult for individuals to get back on their feet financially. We also provide small loans, such as living expenses, to those who have difficulty accessing financial institutions. We also provide help in stabilizing your life through personal credit management counseling.
Receiving debt adjustment support through the Credit Recovery Committee will help you rebuild your credit and adjust your debt. You can receive non-face-to-face small loans, loans for faithful repayers, and step-by-step management in case of delinquency. More details will be covered in the article below.
The Credit Recovery Committee’s non-face-to-face small loan is a system that allows you to borrow small amounts of less than 3 million won online (PC or mobile) without visiting a branch if you urgently need living funds. This may be a case where you literally need a small amount of living expenses.
The maximum loanable amount for emergency living stabilization funds is 3 million won, and may vary for each individual depending on the credit recovery committee small loan amount being repaid and the debt adjustment repayment period.
However, even if it is a small amount, the following qualifications are required to receive a non-face-to-face small loan from the Credit Recovery Committee. Like a bank, it checks your credit status to see if you can repay your debt well.
first,
This is a case where the borrower has been faithfully repaying for more than 6 months without any missed payments after receiving a debt adjustment from the Credit Recovery Committee.
second,
If repayment has been completed within the last 3 years.
In the following cases, you cannot apply for a non-face-to-face small loan even if it is a small amount because you may not have enough repayment capacity or the debt may become excessive even when taking a loan.
Apply for a non-face-to-face small loan
If you are faithfully repaying your existing loan, but your credit is too low to borrow the funds you urgently need, we provide emergency loans to those who are faithful to repay.
In order to receive a loan from a faithful repayer, you must have received a loan from the Credit Recovery Committee and have faithfully followed the repayment plan for at least 6 months, or have completed the payment within the past 33 years.
Loan limits and interest rates vary depending on the loan purpose. Loans for faithful patients are divided into five purposes: livelihood stabilization funds, student loans, high-interest refinancing funds, facility improvement funds, and operating funds.
Apply for a loan from a faithful patient
The Personal Debt Adjustment System is a customized service that allows individuals to receive help through the Microfinance Integration Support Center when their debt is so large that it is difficult to borrow even for living expenses. This is a system that supports people who have difficulty repaying their debt by changing repayment conditions through methods such as repayment period, repayment method, and interest rate adjustment, and providing opportunities for economic recovery.
There are three types of personal debt adjustment systems as follows:
We provide rapid debt adjustment support for debtors who are currently paying their debts normally or are in short-term delinquency of less than one month.
Prevents prolonged delinquency.
If you are a short-term delinquent debtor of less than 1 to 3 months, we can help you avoid long-term debt through debt adjustment in advance.
Personal Workout is a debt adjustment program for long-term delinquent debtors of more than 3 months. We will help you restore your credit in the future and help you recover economically.
Divided into three stages: rapid debt adjustment, free workout, and personal workout, the Credit Recovery Committee provides support to those who are unable to resolve their debt on their own. If you would like to learn more about the three types of debt restructuring, please read the article below.
Debt adjustment before delinquency (rapid debt adjustment) ▶
Interest rate debt adjustment (pre-workout) ▶
Debt adjustment (individual workout) ▶
Debt settlement system and microfinance products in one place (Corporate Finance Integration Support Center)
Debt settlement system and microfinance products in one place (Corporate Finance Integration Support Center)
Are you having difficulty making a living due to debt or credit problems? If you have had difficulty getting a loan even for living expenses, check out the Microfinance Integration Support Center, where you can receive counseling and support through customized services. Through one-stop service window
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