신한마이카 중고차 대출Shinhan My Car Used Car Loan is a Shinhan Bank used car loan product with a minimum annual interest rate of 5.75%, a maximum limit of 40 million won, and a maximum of 60 months.
Those who have signed a used car purchase contract with a car dealer, have passed the Seoul Guarantee Insurance eligibility screening, are 19 years of age or older, and can provide proof of occupation and income.
When purchasing a used car, only vehicles that are within 15 years of the first vehicle registration date as of the loan execution date are eligible. In addition, direct transactions between individuals can only be handled through transactions brokered by trading companies, etc., and loans are not possible in the case of transactions between individuals.
Your annual income can range from a minimum of 3 million won to a maximum of 40 million won.
1 to 5 years, up to 60 months
Grace period (interest-only payment period) None
👉 Shinhan My Car used car loan application and limit inquiry
The interest rates applied when executing a loan are as follows.
[As of 2023.08.02, annual interest rate]
Repayment of principal in installments (up to 5 years for used cars)
(Unit: Won)
👉 Shinhan My Car used car loan application and limit inquiry
Shinhan My Car New Car Loan is a Shinhan Bank new car loan product with a minimum annual interest rate of 5.74%, a maximum limit of 60 million won, and a maximum of 120 months.
Those who have signed a used car purchase contract with a car dealer, have passed the Seoul Guarantee Insurance eligibility screening, are 19 years of age or older, and can provide proof of occupation and income.
Direct transactions between individuals can only be handled through transactions brokered by trading companies, etc., and loans are not available for transactions between individuals.
Your annual income can range from a minimum of 3 million won to a maximum of 60 million won.
1~10 years, up to 120 months
Grace period (interest-only payment period) None
👉 Shinhan My Car new car loan application and limit inquiry
The interest rates applied when executing a loan are as follows.
[As of 2023.08.02, annual interest rate]
Repayment of principal in installments (up to 10 years for new car)
(Unit: Won)
👉 Shinhan My Car new car loan application and limit inquiry
Q. Can Shinhan My Car motorcycle and car loans be integrated?
If one auto loan is already in use. Additional progress is not possible in duplicate. You can keep the loan you are currently using or proceed with another loan. You can use it when the limit is reached after evaluating the limit.
Q. Can I use BMW Financial while using Shinhan My Car Loan?
You can use it when the limit is reached. It is said that the bank auto loan has already been used, so it is difficult to use it further. (Duplicate use is not possible)
You can repay everything you are using in full, re-evaluate from the beginning, and use it again when the limit is reached (check whether DSR applies).
Q. Is there a fee for early repayment of Shinhan My Car?
There is a 0.7% early repayment fee within 3 years.
Q. Can I get a MyCar used car loan with a credit loan?
When getting a loan, your income and credit rating are the most important, so you need to do some research to find out.
We learned about Shinhan My Car used car loans and new car loan terms and interest rates. If you use it well, you can enjoy low interest costs, so please read the details carefully and choose carefully.
TEL. 02.1234.5678 / Pangyoyeok-ro, Bundang-gu, Seongnam-si, Gyeonggi-do
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