There will come a time when everyone leaves a job. There are cases where I quit my job in order to change jobs on good terms, but there are many cases where I quit my job without my will, such as being recommended to resign from the company for various reasons.
The good news is that after leaving the job, anyone can use the government-funded employment support system as long as the conditions are met. The most representative of them is the ‘Unemployment Benefit System’.
Employment Insurance What is unemployment benefit?
It would be nice to get a job immediately after losing a job, but there are many people who are having difficulty finding a job due to social problems such as the corona virus and rising prices.
Unemployment Benefit – Definition
What is unemployment benefit?
Unemployment benefit is a system that pays a certain amount of benefits to encourage re-employment when workers who are enrolled in the employment insurance lose their jobs. As a result, unemployment benefits can be used for stabilizing livelihood, living expenses, and re-employment activities while they are unemployed, which is of great help to the unemployed and those wishing to find a new job.
Types of unemployment benefits
1. Job search benefits
2. Employment Promotion Allowance
3. Extended pay
4. Injury and sickness benefits
There are four types, and you can apply for the salary that is applicable to you. Most of the people who have lost their job are often referred to as ‘job-seeking pay’.
Unemployment benefit conditions
There are three conditions for receiving job-seeking benefits under the Employment Insurance Act.
Unemployment Benefit – Beneficiary and Recipient Requirements
1. During the 18 months prior to the date of resignation, the period of employment insurance insured unit must be at least 180 days in total.
2. Actively engage in activities and efforts for re-employment.
3. The reason for leaving the company must be involuntary, that is, job loss by another person.
What is 180 days insured unit period?
There are many people who think that 180 days have been completed in 6 months of working at the company, but in reality, if you calculate like that, the number of days will be insufficient. Since the insured unit period does not include unpaid holidays and absenteeism days, it is necessary to subtract them from the calculation. 실업급여 신청방법
For example, if Saturday was an unpaid holiday at the company you worked for, it is correct to subtract 4 Saturdays from the month and calculate as 26 days. In that case, since 180 days will not be fully filled just by attending for 6 months, in reality, it should be a generous working period of 7 or 8 months.
Voluntary resignation, unemployment benefit recognized?
Even if you resign voluntarily, you may be eligible for unemployment benefits if it is a justifiable reason for leaving your job. Paintooth
Unemployment benefits – Qualifications – Justifiable – Reasons for resignation – Conditions
There may be a number of cases, so I suggest you check it out. If you fall under the ‘reasonable reasons for leaving a job’ clearly specified in the employment insurance, you will also meet the conditions for job search benefits even when you resign voluntarily.
Conditions for Voluntary Resignation Unemployment Benefit
1. If the company fails to pay wages for more than 2 months within a year, or if the minimum wage is not met, the company closes the business and receives less than 70% of the average wage.
2. If the company has been discriminated against due to religion, physical disability, gender, or union activity.
3. If you have been sexually harassed by the company, such as sexual harassment or sexual assault.
4. If a parent or relative has to take care of the child for more than 30 days due to an illness or injury, but the company does not allow vacation or leave of absence, so he leaves the company.
5. In case the company does not allow the employee to apply for a leave of absence due to lack of physical strength, disease, or injury.
6. In case the business is scheduled to go bankrupt or to close.
7. When the company moves and the commute time is increased to more than 3 hours round trip.
8. In case of resignation due to pregnancy or childbirth
9. In the case of being exposed to the same disaster risk as a corrective order was received from the company where a ‘severe disaster’ occurred but did not take corrective action.
10. If you leave the company because you have to raise children under the age of 8.
In case of voluntary resignation – conditions for receiving unemployment benefits –
As such, it is usually accepted in cases where the fact that ‘it is worth changing a job for these reasons’ is objectively recognized, so please refer to it carefully.
How to apply for unemployment benefits.
Job Seeker’s Benefit – Application Period
First, the period to apply for unemployment benefits is 12 months from the day after retirement, so please complete the application within that period.
You cannot receive payment after 12 months, and even if you re-employ, you will not be paid job-seeking benefits.
Employment Insurance-Homepage-Main
1. The company must report the loss of insurance eligibility. (Processing of confirmation of resignation)
2. You apply for a job on Worknet.
3. Listen to online training for eligible applicants on the employment insurance website (online) and visit the employment center.
-Visit the job center-
4. Application for Recognition of Eligibility
5. Application for Unemployment Recognition
-What to do after that-
6. Job Search
7. Receive job-seeking benefits and search for a job
8. Getting back to work
Received amount, Received period.
If so, you may be wondering how much I can receive and for how long.
Unemployment benefit payment amount
60% of the average wage before retirement X the number of days of prescribed benefits.
However, there is an upper limit and a lower limit for job search benefits, and an amount outside the range cannot be paid.
(Upper limit: 66,000 won per day / Lower limit: 60,120 won)
Before retirement, no one can receive a maximum of 66,000 won, even if his or her salary is high.
*Please note that the minimum wage, which is the hourly wage under the Minimum Wage Act, changes every year, so the lower limit changes every year.
Period of receiving unemployment benefits
Age/Enrollment Period Less than 1 year 1 year or more and less than 3 years 3 years or more and less than 5 years 5 years or more and less than 10 years 10 years or more
Under 50 120 days 150 days 180 days 210 days 240 days
Over 50 and disabled 120 days 180 days 210 days 240 days 270 days
* Age at the time of retirement
It is determined by how long you have been enrolled in the employment insurance as of the date of turnover and your age. Minimum 120 days and maximum 270 days.
Ex) If your employment insurance subscription period is 4 years and you are under the age of 50, you will receive a job search benefit for 180 days. Of course, if you are over 50 or disabled, you will be paid for 210 days.
to finish ..
We have summarized the supply and demand conditions and application conditions that seemed difficult. I hope you will take a good look at whether you are eligible and use this useful system provided by the country to help you with your life and re-employment. Even when resigning voluntarily, if there is data that can be objectively proven, it may be a sufficient condition.