여행적금2022. 7. 8. 7:21
The road to overseas travel that had been blocked due to the coronavirus has been widened.
With the recent implementation of self-quarantine exemption measures for those arriving from overseas, demand for overseas travel is explosively increasing.
Many people have made plans to travel abroad starting this summer vacation, as they have been suppressed for more than two years.
However, the already high prices due to inflation and the sharp increase in airfare due to the sudden increase in travel demand are a huge burden.
In this post, we will look at savings accounts that help you save money for travel in advance and provide various travel benefits.
Hana Bank – Hana Travel Savings
“Hana Travel Savings” is a savings product launched by Hana Bank and Hana Tour.
The special feature of this savings account is that it provides a preferential interest rate of 1% when traveling through Hana Tour.
It is a one-year maturity product that pays 1 to 1 million won per month and offers a maximum annual interest rate of 3.45%.
Of these, a special interest rate of 1% can be received when paying for a travel product exclusively for Hana Bank travel savings on the Hana Tour webpage.
● Subscription period: Subscription available until April 30, 2023
● Contract period: 1 year
● Subscription amount: 10,000 won to 1 million won per month
● Interest rate: basic 2.25% + preferential 0.2% + special interest rate 1%
KB Kookmin Bank – KB Exciting Travel Savings
“KB Exciting Travel Savings” is a free savings account launched by Kookmin Bank along with the yellow balloon.
It is a short-term product of 6 months, and monthly payments can be made between 50,000 won and 1 million won.
The interest rate is up to 2.75% per annum, and the feature is that you can receive various discount benefits provided by Yellow Balloon.
Even if you pay only once, you will receive a 10,000 won Yellow Balloon package travel discount coupon. (Available when paying over 200,000 won)
If you pay 4 times, you will also receive 4 additional discount coupons that can be used when making hotel/airline payments.
● Subscription amount: 50,000 won to 1 million won per month
● Subscription period: 6 months
● Interest: Lump sum payment at maturity
● Interest rate: basic 1.75% + preferential maximum 1%
Preferential interest rates are provided when someone else signs up for a savings account using a friend’s verification number (0.6%) and when registering for open banking (0.3%) and automatic transfer (0.1%).
Woori Bank – Woori Travel Dream Savings
Woori Bank’s “Woori Travel Dream Savings” is a savings product specialized for domestic travel.
This product provides unprecedented domestic travel benefits such as accommodation and rental car provided if you pay more than 500,000 won within 3 months of signing up.
You can sign up for either the free savings plan or the fixed savings plan, and an interest rate of 1.35 to 1.75% is provided depending on the subscription period.
Salary transfer or pension transfer customers can also receive a preferential interest rate of 0.2% per annum.
If three months have passed since signing up for the savings account and the savings balance is more than 500,000 won, you can choose between a one-night stay at a resort/pension or a one-day rental car service provided by the bank.
● Service 1: Condo/resort/pension one-night stay service
● Service 2: 1 night at a Jeju Island hotel/resort and 1 day of rental car
If you are a savings account customer signing up for Woori Bank savings account for the first time, you can receive both services 1 and 2.
You can check the available accommodations on the Woori Bank website. Of course, although they are not at the luxury hotel level, you can see a lot of pretty good accommodations.
We learned about travel savings above.
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