연회비 없는 신용카드 Card Products/Information>Card | KB Kookmin Card, the people’s happy life partner

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Plastic card and USIM card can be applied for at the same time.
If you already have the relevant plastic card, please select [Apply for USIM card only].
National voucher support is available, including support for childcare expenses and pregnancy and childbirth medical expenses.

Shopping/Education/Automatic Payment
Sign up for group insurance
Sign up for group insurance

Affiliated store industries that cannot be used (based on KB industry): General bars, liquor stores, group bars, entertainment bars, nightclubs, karaoke rooms, massage parlors, entertainment guitars, e-commerce gift certificates, e-commerce PG gift certificates, e-commerce open market gift certificates, gift certificates, Adult goods store, gun store, foreigner-only casino, video room/game room, duty-free shop
Temporarily unavailable franchise business (based on KB industry): five-star tourist hotel, general tourist hotel, other tourist hotel, airline, railway (separate notice when available)
Application methods ① and ② are only available when you pre-register your pregnancy information through an obstetrics and gynecology department. If you have not registered your pregnancy information in advance, you can register through the obstetrics and gynecology department and then apply again.
How to apply ③ (visit application) must be accompanied by a pregnancy confirmation issued by the obstetrics and gynecology department.
(* Online: People’s Happiness Mall, KB Pay > Shopping, Travel > Shopping Menu > Special Store > People’s Happiness Voucher / Offline: GS25 Convenience Store)
(* Online: People’s Happiness Mall, KB Pay > Shopping, Travel > Shopping Menu > Special Store > People’s Happiness Voucher / Offline: GS25 Convenience Store)
For detailed information on each voucher (scope of support, how to apply and use the voucher, etc.), please check the KB Kookmin Card website and the website below.

Discount service is also provided if the ‘KB People Happiness Card’ usage history is less than 400,000 won from the date of initial card use registration to the end of the next month. (However, applied to the section over 400,000 won)

5% shopping discount
※ Online shopping malls, gift certificate purchases, stores in the building, and SSM (Lotte Super, E-Mart Everyday, Homeplus Express) are excluded from services.
※ The cost of gift certificates, travel, airline tickets, tickets, and books in online shopping malls are excluded from service.
※ The amount used for online shopping and gift certificate purchases excludes services.
※ Shopping-related discount services exclude amounts used for banners, event pages, and various payments (Naver Pay, Kakao Pay, etc.) other than the official website.
※ KB Kookmin Happiness Card discount service is provided only to designated industries based on KB Kookmin Card industry classification standards.
Discount service is also provided if the ‘KB People Happiness Card’ usage history is less than KRW 400,000 from the date of initial card use registration until the end of the next month. (However, it applies to sections exceeding KRW 400,000).

Education 5% billing discount
※ KB Kookmin Happiness Card discount service is provided only to designated industries based on KB Kookmin Card industry classification standards.
Discount service is also provided if the ‘KB People Happiness Card’ usage history is less than KRW 400,000 from the date of initial card use registration until the end of the next month. (However, it applies to sections exceeding KRW 400,000).

Automatic payment 5% billing discount
※ Excluding budget phones, mobile communication rates, landline phone, and Internet combined products
Discount service is also provided if the ‘KB People Happiness Card’ usage history is less than KRW 400,000 from the date of initial card use registration until the end of the next month. (However, it applies to sections exceeding KRW 400,000).

Free subscription to group insurance
※ Aftereffects of public transportation injuries are paid according to the disability payment rate.
※ Placental abruption and pre-eclampsia (including eclampsia) diagnosis fee coverage is available only to pregnant mothers aged 15 to 49.
※ Information regarding insurance age can be confirmed through KB Insurance.
※ Coverage period for public transportation injuries: Within the card validity period
※ Placental abruption and pre-eclampsia diagnosis fee
※ KB Insurance Call Center 1544-0114 / Product Inquiry 02-6900-3570

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However, if there is no normal interest rate at the time of delinquency, the following applies.
Notification method: website, usage fee statement, postal mail, e-mail, mobile phone text message, or any other similar method.
Details: See KB Kookmin Card website > My KB > Instant payment or virtual account
“If your credit card usage is excessive compared to your ability to repay, your personal credit score may drop.”
“If your personal credit score falls, you may face disadvantages related to financial transactions.”
“If principal and interest are delinquent for a certain period of time, an obligation to repay all principal and interest may arise.”
Compliance officer reviewed 220414-01031-PIF (2022.04.14)
Public[Government]Total 11
If you do not register to use the card within 30 days from the card issuance date or do not receive the physical card, use in designated businesses, app card registration, and use will be restricted.

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National Happiness Card
Shopping/Education/Automatic payment 5% billing discount
Group insurance coverage of 100 million won for public transportation injuries
Group insurance subscription diagnosis fee: 100,000 won
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regular card
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