자영업자 대환대출Accordingly, if individual business owners, such as self-employed people, who have suffered damage from COVID-19, etc. use credit loans with high interest rates of 7% or more per annum for business purposes, they can switch to Sh small business low-interest refinancing loans.
The conditions for changing the low-interest refinancing loan for Sh small business owners are ▲ Sole proprietorship carrying out business normally ▲ Loan with an initial transaction date from January 1, 2020 to May 31, 2022 ▲ Loan with an interest rate of 7% or more at the time of refinancing application, etc. We support low-interest refinancing up to 20 million won.
However, the 20 million won limit is included in the 100 million won for individual companies and is applied to the amount spent on the household credit loan for business purposes.
You can check the loans you are eligible to apply for and the application process through ‘low interest rate.kr’, and you can apply immediately at any Suhyup Bank branch nationwide if you bring documents confirming the amount of business expenditure.
A representative of Suhyup Bank said, “In accordance with government guidelines, we have expanded the scope of loans to provide as much help as possible to small business owners who are having difficulty raising business funds due to COVID-19.”
