hello. This is a story of hope for a stock investment blogger. This time, I am going to write a review and confirmation on how to receive stock dividends, which many people are curious about. Just as interest is paid annually when money is deposited in a bank as a deposit, stocks are also paid out as dividends to investors. At this time, it is decided by the resolution of the general meeting of shareholders of the company, such as payment may not be possible as it is not confirmed like a bank, or may be paid more than last year. So, do you need to know how to get stock dividends? You might be asking the question. 주식 배당금 받는법
However, if a company that paid a steady dividend showed good business performance this year, it is highly likely to maintain its dividend payout ratio if there are no major variables. This is important for the mindset of a corporate manager, so you don’t have to worry too much about it, as you can check it out at a glance by directly participating in the shareholders’ meeting or by talking with Judam. One thing to note is that dividends may decrease or not come when there is no cash capacity due to a sudden increase in investment or debt repayment. Paintooth
Another difference from bank interest is that the biggest advantage of the stock dividend method is that you can receive the stock dividend even if you hold it for just one day on the base date of the stock dividend, even if you don’t hold it for a whole year!
How to receive stock dividends – check the base date/payout date
First, you can check all information related to stock dividends using SEIBRO, a securities information portal. The access address is as follows.
After entering, please go to the top menu, Stock > Dividend Information > Select All Dividend Details. Search for the company name/item you want to see here.
I was interested in SK Innovation, which is expected to benefit from the recent rise in oil prices and has a consistently high dividend payout ratio. Since the dividend base date is at the end of December, you can easily find it by simply designating the period as one year. As you can see in the picture below, the dividend base date is 2018/12/31 and the cash dividend payment date is 2019/04/18. There is a rule that dividends must be paid within 30 days after the general meeting of shareholders.
As explained above, it is possible to receive stock dividends even if you hold the stock for just one day on the dividend base date. At this point, it is important to note that the settlement date of the stock is the same. If you want to hold the stock on the 12/31st, which is the base date, you must purchase it 2 days in advance on weekdays excluding weekends. This is because the securities depository business is concluded on the D+2 day. Please refer to the post below for more details.
If you swipe the table to the right, you can also check the determined amount. Common stock is 6,400 won and preferred stock is 6,560 won. Preferred stocks without voting rights seem to have merit in that they are given a little more dividend priority than common stocks. Of course, you can make an investment decision by looking at the market dividend ratio against the current stock price, right? If you are interested in how to receive stock dividends, it is better to diversify your investments in companies that pay a little more dividends. I wrote a post to find the dividend ranking, so I’ll attach it.
[Stock/Stock Information] – How to check stock dividend ranking – Naver Finance
How do I receive stock dividends?
If you meet the D+2 deadline mentioned above, you can receive dividends in about April. As shown in the text below, the securities company you are using will send a text message in advance for the issue to which payment is applicable. Even the item name and amount. It is important to note that the amount will be credited to your account less than the confirmed dividend, because the dividend excludes 15.4% tax. It is very convenient that you do not have to go through any special tax procedures because it is a payment after deducting it in advance.
There seems to be a lot of questions about whether you need to designate an account to receive payment in advance. However, there is no need to worry as the procedure is not complicated and the deposit is deposited into the securities account that holds the stock. The photo below is the dividend I received on April 12, and you can see the source and amount of the deposit. This is reinvested to benefit from compounding.
In the above, how to receive stock dividends – I learned the entire process from confirmation to receipt. It seems that you often hear that there can be no profit from short-term holdings due to ex-dividends. Ex-dividend means that after the date when the dividend can be received has passed, the stock will be withdrawn due to the sale. It can be said that this is true because most stocks fall to some extent, but stocks with sustained growth and a steady dividend payout tend to rise rather than fall. Therefore, it is also said that a firm with a strong case by case can hold it for a long time without worrying about this. I hope you will refer to it, and this has been a story of hope. thank you