주택청약 1순위 조건index
When a new announcement is posted, it is necessary to check whether it is a private sale or a public sale. This is because the 1st priority calculation conditions for private sale and public sale are different. At this time, the 1st priority condition is as follows.
If the subscription passbook subscription period is in a speculative overheated district or subscription overheated area, the subscription passbook subscription period must be more than 24 months, and the subscription deposit must have more than the standard deposit. You must have lived in the relevant area for at least 1 year. In the case of contracted areas, you can become the first target if the subscription period for the bank account is at least 1 month. It must be owned and it is also possible for the owner of the house.
The standard deposit differs depending on the area where you live, and the amount also differs depending on the exclusive area. In the case of Seoul and Busan, 3 million won for 85m2 or less, 6 million won for 102m2 or less, 10 million won for 135m2 or less, and 15 million won for all areas. , Other metropolitan cities are 2,500,000 won, 4,000,000 won, 7,000,000 won, and 10,000,000 won in order of acreage above. You need to calculate the base deposit based on the address you currently live in, not the region.
In the case of private housing subscription, in the metropolitan area, homeowners with an exclusive area of 60m2 or less and an official price of 130 million won or less are regarded as non-homeowners, and outside the metropolitan area, homeowners with an official price of 60 million won or less are regarded as non-homeowners, so please refer to them when applying for subscription. In order to satisfy the 1st priority, only the head of household can apply, and in the area subject to adjustment, even a single homeowner can apply.
Subscription points can be calculated using the quick calculator for subscription points on the Housing and Urban Fund website. Additional points can be calculated based on the period of homelessness, the number of dependents, and the period of joining savings. Due to this very small relationship, it can be seen that it is almost impossible for a single homeowner.
Public housing sale is a system that is constructed and provided with state financial support for social classes that need the government’s policy consideration, such as low-income homeless people, socially underprivileged people, people of national merit, households with multiple children, and workers’ caregivers. As a condition, in the case of overheated speculation districts and overheated subscription districts, 24 months have passed since joining and the number of people who have made monthly payments 24 times or more, and in the case of the metropolitan area, 12 months have passed and people who have made monthly payments more than 12 times. In areas other than the metropolitan area, 6 months, 6 times in the case of a contraction of payment, if one month elapses and the subscription deposit standard is met, the 1st condition is established. In conclusion, it is determined by the subscription period and the number of payments. Fighting overheating district and subscription overheating In the case of districts, you must be homeless, you must not have won another housing within 5 years, and you must meet the three conditions of living in the area for more than 1 year. There is a corresponding income standard, and you can apply only when you meet this condition.
In the case of general supply, it is based on 100% of the average monthly income per household of urban workers, and the amount per household is different. 3-person households are about 5.5 million won, 4-person households are 6.2 million won, 5-person households are 6.9 million won, and 6-person households are about 7.5 million won. is based on 120% of the average monthly income per household of urban workers, and is about KRW 6.6 million for a household of three, KRW 7.4 million for a household of four, and KRW 8.3 million for a household of five.
If there are too many people who have met the 1st priority condition, there are additional evaluation criteria if competition is necessary. If the exclusive area is 40m2 or less, the person with the most frequent payments is selected. is selected. For minors, the number of payments is recognized starting from the age of 17 and up to 24 times.
The competition rate for subscriptions in the Seoul metropolitan area and Seoul is very high. As a result, the probability of winning is gradually decreasing. It seems like a good strategy to sign up for a subscription account as quickly as possible and increase the number of payments and the total amount of payments. For the investment guide for winning the subscription, it may be helpful to refer to the link in the previous article.
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