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The youth-only guaranteed monthly rental loan is a project that provides support to youth aged 19 to 34 who do not own a home. You can use a deposit of up to 35 million won and a monthly rent of up to 12 million won for up to 10 years and 5 months. To apply, you can visit the Fund e-Dutden website or the bank directly.
Go to application for youth-only guaranteed monthly rental loan
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Young people between the ages of 19 and 34 are eligible if they meet the conditions below.
1. Individual or married couple’s combined annual income of 50 million won or less
2. Net asset value of 361 million won or less
3. Head of a single household without a home (including prospective head of household)
4. The head of the household and all household members do not own a home.
The loan limit is up to 35 million won for deposit / up to 12 million won for monthly rent (up to 500,000 won per month). When executing a loan, there is a difference between a new contract and a renewal contract.
1. New contract: The total amount of the deposit loan and monthly rent loan (24-month converted amount) is within 80% of the lease amount (however, the deposit loan is within 70% of the lease amount)
2. Renewal contract: Within the amount of the deposit increase, within 70% of the deposit amount after the increase, and the monthly rent loan amount within the limit of 12 million won.
Go to application for youth-only guaranteed monthly rental loan
Houses eligible for guaranteed loans must have a rental area of 60 m2 or less (including residential officetels), a deposit of 50 million won, and monthly rent of 700,000 won or less.
The application period is within 3 months from the earlier of the balance payment date on the lease agreement or the move-in date on the resident registration certificate. In case of contract renewal, apply within 3 months from the contract renewal date (the date of conversion in case of a conversion contract from monthly rent to jeonse). You can apply by visiting the Fund e-Dutden website or the bank directly.
1. Identity verification: Choose one from resident registration card, driver’s license, or passport
2. Confirmation of target: Copy of resident registration
3. Confirmation of employment and business operation: Confirmation of gain or loss of health insurance qualification
4. Income verification: Proof of income amount, year-end tax settlement withholding receipt, etc. (Issued by Hometax)
5. Housing-related: Copy of rental (lease) contract with fixed date, certificate of all registered details of the rental housing building
6. Other confirmation: Guarantee eligibility confirmation documents, collateral provision documents
Go to application for youth-only guaranteed monthly rental loan
1. Check loan conditions: Check basic information through fund portal or bank consultation.
2. Loan application: Select online or offline and apply
3. Asset screening: Review after collecting asset information
4. Sending asset screening result information (HUG): Text result sent to the mobile phone number entered when applying for a loan
5. Document submission and additional screening (trustee bank): Submission of necessary documents, income screening, collateral screening
6. Loan approval and execution
2023 Youth Monthly Rent Special Support Application Conditions and Application Method
The 2023 Youth Rent Special Support Project is a project that provides support for 12 months’ worth of monthly rent, up to 200,000 won per month, and is providing temporary support for one year from August 2022 to young people aged 19 to 34. Apply through Welfare website
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2023 Conditions and application method for relocation support for residents living in abnormal residences
Applications for the 2023 mortgage loan to support relocation support for residents of abnormal residences will be accepted from April 10 until the budget is exhausted. This applies to people who are both homeless and living in a small room, gosiwon, or semi-basement.
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