→ The card I am using because the benefits are good. If you are interested, please search for ‘Kakao Pay Check Card’ on my blog~
Other than Hana Bank, I found this while wandering around wondering if there is a card with good benefits.
Kookmin Bank’s Best Popular Credit Card
KB Kookmin Card BEST TOP3 Card??
How kindly do you tell us about the top 3 popular cards?
Hoho, then of course we should check it out hehehe 청춘대로 톡톡카드
I’ll read it once and give you a summary and summary. Hohoho
3 of the BEST popular cards
The 1st place is called “Tok Tok Card as you are young”. 이베이스매뉴얼
Kookmin Card’s most popular card
from now on
Please note
-Easy to understand at a glance-
design
Benefits are good, but pretty is even better
Kookmin Bank credit card design
< Design Advantage >
1. Brilliant colors
→ I divide my passbook or card by purpose (consumption card, etc.) and use it. There are inevitably multiple cards, but the colors stand out so I think it will be useful when taking out the cards from the wallet or when using them separately.
2. Cute…
Kookmin Card Credit Card BEST No. 1
I thought only the color was pretty, but looking closely at the card
A character called Sticky Monster Lab?
is designed
At the time, Sticky Monster Lab was popular.
there was a time
Is there anyone who doesn’t know this character?
Benefits
The benefits must be generous!!
Main benefits
Youth card benefits
1. Starbucks 50% discount
2. Burger/fast food 20% discount
3. 10% billing discount when using pay
4. 10% discount on public transportation/taxi/mobile communication
*Condition: At least 300,000 won in usage in the previous month
Detail explanation
Limit of benefits and discounts on Tok Tok Card as you are young
1. Starbucks: Discount up to 10,000 won per month
2. Burger/Fast Food: Discount up to KRW 5,000 per month
McDonald’s, Burger King, Lotteria, Shake Shack, etc.
3. Easy payment (pay): discount up to KRW 5,000 per month
Samsung Pay, Naver Pay, Kakao Pay, KB Kookmin App Card, etc.
(However, ISP, MISP usage amount is excluded)
4. Public transportation/taxi/mobile communication:
-In case of automatic payment of SK, KT, LG U+ fee
-Combined products such as Internet, IPTV, etc.
and discount phone service excluded
(Most of the cards offer discounts on only 3 mobile phones. People who use thrifty phones cry)
-Intercity bus, express bus,
Excluding mobile T-money (deferred payment) service
Q.Can I claim a discount?
not on the spot
When paying by credit card, a discount from the card fee
What’s really good?
1. When drinking coffee with Samsung Pay at Starbucks,
Starbucks 50% discount + 10% discount for easy payment (pay)
= You can receive a total of 60% discount.
(It’s so good ahhhhhhhh)
2. If you make this card for the first time
By the end of the following month, the previous month’s performance (over 300,000 won)
You can get a discount even if you don’t fill it up
annual fee
Why do credit cards have an annual fee?
Disadvantages of credit cards.
annual fee.
Tok Tok Card Annual Fee
KB Kookmin Youth Boulevard Tok Tok Card
Department for domestic/domestic use
It is divided into in-kind (actual card)/mobile card.
*Mobile card?
Cards that can be used with KB pay
(Similar to Samsung Pay)
Domestic use = 10,000 won (physical) / 0.4 million won (mobile)
Domestic and foreign use = 120,000 (physical) / 0.6 million (mobile)
than the real card (real card)
Mobile cards are definitely cheaper.
If you use it mainly in your country
Mobile card recommended!
If you want to go abroad
Wouldn’t a real card be better?
(You may need to withdraw money from an overseas ATM in a hurry. Is it possible to withdraw money from an overseas ATM without a physical card by mobile? Safely recommend a physical card)
Recommended for these people!
Check if I am one of these people!
I like fast food and Starbucks.
Using simple payment like Samsung Pay
People who spend more than 300,000 won per month
*Even if you pay an annual fee
No benefit if you do not use more than 30 per month. Attention!
personal thoughts
My little and little personal thoughts
I used only debit cards because of the prejudice that credit cards are dangerous? If you do well, you can get a discount of 2.5 million won per month.
If you use the Hana Kakao Pay check card,
You can get a benefit of around 0.9 million won.
This is about three times more beneficial. it’s pretty hilarious
The annual fee can be withdrawn in one month at the earliest.
There is a reason why Kookmin Card is the most popular.
Pick the mulberry
Benefits beyond the annual fee!
Let’s take it!
-Our goal-
Among the cards that can be issued from KB Kookmin Card, Kookmin Card ranks the cards that are loved and frequently used by many people, so I tried to post them by ranking, so I uploaded this.
KB Kookmin Card’s KB Kookmin Youth Avenue Toktok Card is a credit card with an annual fee set. The annual fee is set as shown in the picture above, and it seems to be used by many people because it is a simple and simple card.
In the case of the annual fee, we are holding an event where 100% of the annual fee is cashbacked to those who apply and register within the event period, so I think it would be okay if you proceed with this event and even cash back the annual fee. hehe
This KB Kookmin Youth Avenue Tok Talk card can receive up to 60% discount at Starbucks, 20% discount for burger/fast food industry, 10% discount for billing using simple payment, public transportation, taxi, and transfer This is a credit card with many benefits that allows you to receive a 10% billing discount when using a telecommunication fee.
Starbucks 50% discount
1 ) Last month’s performance of 300,000 won or more
2 ) Monthly discount up to KRW 10,000
3 ) For new issuers who do not have performance in the previous month, the service is provided until the end of the following month.
* Starbucks 50% billing discount + easy payment 10% = 60% discount, double discount for service section is possible
20% discount for burger/fast food industry
1 ) Partial claim discount for burger/fast food industries such as McDonald’s, Lotteria, Burger King, etc.
2 ) Last month’s performance of 300,000 won or more
3 ) Monthly discount limit up to KRW 5,000
4 ) New issuers provide services without previous month’s performance until the end of the following month
10% discount for simple payment (Pay) industry
1 ) Last month’s performance of 300,000 won or more
2 ) Monthly discount limit up to KRW 5,000
3 ) The simple payment discount service is applied simultaneously with the car service, and this discount limit is deducted from each
4 ) New issuers provide services until the end of the following month even if there is no performance in the previous month
5) Including all simple payments such as Naver Pay, Kakao Pay, Samsung Pay, and KBPAY
.
10% discount on public transportation, taxi, and mobile communication charges
1 ) Last month’s performance of 300,000 won or more
2 ) Discount up to KRW 5,000
3 ) skt, kt , lg mobile communication fee automatic payment
4 ) Excluding intercity and express buses
5) In case of new issuance, service is provided until the end of the following month even if there is no performance from the previous month
In the case of the credit card of this KB Kookmin Youth Avenue Tok Talk card, it is a card that can receive the maximum discount of up to 60% in the Starbucks section including a 50% billing discount and a 10% billing discount for simple payments. It seems to be a good card product for people who frequent easy payment, public transportation, and fast food restaurants, and the biggest advantage is that the discount benefit part for each service part is not omitted and overlaps, so that a discount of up to 60% is the best. Also, since it is not an expensive part of the annual fee, it seems to be a recommended product for those who have a service part that is frequently used. hehe
In the past, there was a time when Starbucks was called the epitome of luxury.
However, the current Starbucks belongs to the cheaper axis than the prices of other large coffee shops, and considering the benefits, I think it has become a cafe close to cost-effectiveness.
For the public, Starbucks is no longer a place to go for coffee, but a place to enjoy space.
As a result, more and more people are spending more at Starbucks.
For this reason, it seems that many people are looking for a discount card at Starbucks.
So, today, we are going to find out the benefits of the Starbucks discount card KB Kookmin Youth Day Talk Talk Card.
KB Kookmin Youth Avenue Talk Talk Card
The KB Kookmin Youth Avenue Talk Talk Card is a good credit card for people in their 20s.
This is because payment discount benefits are concentrated in Starbucks, fast food, simple payment, and public transportation/taxi/communication charges.
The required performance to receive the discount benefit is 300,000 won.
It seems to be an optimized discount card for those who use the Starbucks discount card frequently and spend about 400,000 won per month.
The annual fee for the Tok Tok Card for youth is 10,000 won for domestic use and 12,000 won for overseas use (Mastercard, JCB).
When issued as a single mobile card, the cost is KRW 4,000 and KRW 6,000, respectively.
annual fee
10,000 won for domestic use
1.2 million won for overseas use
Benefit conditions
Monthly performance over 300,000 won
Starbucks discount
KB Kookmin Youth Avenue Talk Talk Card offers a 50% discount when paying at Starbucks.
Looking at the discount rate itself, it is almost enough to be seen as a discount card for Starbucks.
As will be explained later, an additional 10% discount may be applied when paying by payment.