Due to the nature of the parking passbook, it is used only for storage, so it seems that other payments or automatic transfers are not possible, and it is mainly used
After creating an account that you do, you can see that you move it to the safe again and keep it.
code k free savings 케이뱅크 플러스박스 후기
It is one of the products that anyone can easily use and can pay freely. 이베이스매뉴얼
You can pay from 10,000 won to a maximum of 300,000 won per month, and you can choose a period from 6 months to 3 years in units of years.
The maximum interest rate is 3.4%, which is not bad.
The interest rate is divided according to the period, so be sure to check it before starting.
Preferential residential transaction free installment savings
The period is the same as the product above, and the subscription amount can be freely entered every month from 1,000 won to 3 million won.
You can receive up to 3.2% on a yearly basis, but if you set 36 months and bring all the preferential benefits, you can receive up to 3.7%.
You can receive an additional 0.6% if you spend more than 200,000 won per month through a check card issued by K-Bank, receive a salary through a bank account, or automatically transfer communication expenses.
What sets it apart from other financial companies is that you can make partial withdrawals when necessary, so you don’t have to cancel the contract even if there is an urgent situation, and you can put it in again if you have room, so it’s a little easier to take it until maturity.
Should I move because of the 0.1%?
I am also currently receiving 2% per year with a parking account made by Toss Bank.
However, just because a high 0.1% came out, I think about whether I should seriously worry about whether I should move or not.
Not only is the lump sum money itself not that big, but it is inconvenient to put it in a deposit because it is a spare fund that can be operated freely, and I chose it because I wanted to receive an appropriate interest rate.
If you go from a few million won to several tens of millions of won, you will have to transfer the money back to your main bank when you need a lump sum later. I just want to keep the current state.
If there are people who want to open a new parking account or want short-term storage of 200 million won or 300 million won, I think it can be useful.