키위뱅크 신용대출The World Through Cards
When you need a sudden expense, an emergency loan can be a helpful product. The Kiwi Bank emergency loan that we will introduce this time has a simple non-face-to-face application process and many advantages. Let’s take a closer look at this product that allows you to quickly borrow money under limited conditions.
The biggest advantage of the Kiwi Bank emergency loan is that there are no strict qualification requirements.
Anyone with a KCB credit score of 475 or higher according to KB Savings Bank’s credit evaluation criteria can apply. Since loans are available regardless of occupation or income level, even unemployed or irregularly-income individuals can easily apply.
Go to Kiwi Bank emergency loan 👉
Download the Kiwi Bank app, select the ‘Emergency Loan’ product from the loan menu, and then go through identity verification.
You can apply for a non-face-to-face application through a simple process, and after approval, select the desired amount and proceed with the agreement, and the loan will be paid out immediately.
The limit of Kiwi Bank’s emergency loan is up to 3 million won, which is similar to the level of emergency loans from financial institutions. However, it is somewhat lower than other savings bank loans. The interest rate is applied differentially depending on your credit rating, from 8.9% to 19.9% per annum.
Free! Check your credit score 👉
Actually, if you look at the review of customer A who received an emergency loan through the Kiwi Bank app, he says, “I needed money urgently, so I applied right away through the app and received the loan on the same day, which was a great help.” He also left a review saying, “The conditions were not too strict, which was good, and I will definitely use it in the future when I need it.”
Kiwi Bank’s emergency loan is a product with high accessibility and convenience, so it can be useful in situations where you need emergency funds. However, keep in mind that it is a high-interest loan, and it is advisable to carefully review it according to your situation before using it.
Since fund management and loans always require caution, appropriate planning and securing repayment ability should be supported.
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