How to issue a credit card toss youth card for minors
Who uses mom and dad cards for minors these days? It’s an era where everyone wears their own cards. When you turn 12, you can create a debit card in your name, so when you are in middle school, you and your parents go to a bank and get a debit card. However, this time, a credit card that can be used by minors has been released!
There is a card that allows you to use a credit card with a limit even though you are a minor and to understand your consumption pattern through the app.
Toss Youth Card
You can simply apply for and receive the Toss Bank application on your child’s mobile phone. It functions as a transportation card as well as a credit card.
Issue age: 7 to 16 years old
Age of use: up to 19 years old
Usage limit: 500,000 won per day, 1 million won per month
Annual fee: none
Reissuance fee: 4,000 won
Equipped with transportation card function
14 years of age or older can pay online
Toss Youth Card Design
Toss Youth Card Design
Toss Youth Card
You can choose the color you want from five designs. Personally, I think the hologram is the prettiest.
Purple (USS-BORA)
Mint (USS-MINT)
white (USS-WHITE)
Black (USS-BLACK)
Hologram (USS-HOLO)
Toss Youth Card Advantages
The biggest advantage of the Toss Youth Card is that you can experience a credit card with a limit in advance when you are a minor and understand and manage your own consumption patterns. You can also view your usage history and balance in the app and plan your future consumption. 토스유스카드
It is also a great advantage that elementary school and middle school students can easily apply for a minor’s credit card through the app as long as there is parental consent. 좋은뉴스
In the case of using a prepaid debit card, the usage is limited and it is inconvenient to make a payment if the amount is not charged in advance, but the Toss Youth Card is much more useful than that.
▶ Go to Toss Youth Card benefits and apply (Toss Bank. kr)
Toss Youth Card Recharge
When a minor uses the Toss Youth Card, it must be charged in advance. There are two ways.
① Toss money charging
② Requesting pocket money
When you make a deposit to your Toss Bank account, Toss money is charged and can be used as a card. However, most use the requesting pocket money function.
When a child ‘requests pocket money’ in the Toss app, a notification is sent to the parent’s KakaoTalk, and the child can send money right away using the link. It’s a simple way, as the parents only need to top up the amount they need right away.
There is one thing I regret. If it is a normal credit card, transportation charges are paid in deferred payment. The balance of the transportation card must also be viewed through the transportation card balance inquiry application, not the toss application. This is a very inconvenient part, so I hope it can be improved.
Tos Youth Card Payment Method
Overseas payments are not supported, only domestic payments are possible.
You can freely pay both online and offline. When the Toss Youth Card was first released, only those over the age of 14 could make online payments, but now, even those under the age of 14 can make online payments.
All simple payment methods such as Kakao Pay and Naver Pay can be registered.
There is concern that young children make large payments in the game, but there is a limit of 500,000 won per day and 1 million won per month, so it doesn’t seem like a big problem. When making a credit card for minors, parents should first give them economic education so that they can learn how to manage it.
Personally, I think it’s okay for minors to use credit cards. Economic education is necessary from an early age, and it is important to experience and control it. It seems that children will be able to develop the ability to understand and control their own consumption through the app.