토스 모임통장 만들기 Summary of benefits and creation of Toss Bank’s bankbook

This time, I’m going to summarize the benefits and how to make a Tossbank meeting passbook.

 

Toss Bank is one of the affiliates of Toss and is being serviced as an internet-only bank. Recently, a meeting passbook for meetings and dates with lovers has been released. It has a slightly different form from Kakao Bank’s meeting bankbook, which has attracted many users, so we are going to find out about the benefits and opening method of the Toss Bank meeting bankbook through this article.

토스 모임통장 만들기

index
1. Features of Toss Bank Gathering Bankbook 토스 모임통장 만들기

1.1. Features of Tossbank meeting card

1.2. Tossbank meeting card benefits

2. Making a Toss Bank meeting passbook

2.1. Meeting passbook invitation and authorization 비지니스헬퍼

 

Features of Toss Bank Gathering Bankbook

 

Toss Bank’s Gathering Bankbook basically supports opening, joining, and management through non-face-to-face. Also, unlike Kakao Bank, it is supported by opening a new single account, rather than by converting an existing account.

 

The basic subscription target is an individual aged 17 or older with real name, and the service is provided in the form of an ordinary deposit. There is no separate limit on the storage amount, and an annual interest rate of 2.2% is provided. (As of March 28, 2023)

Eligibility: Individuals aged 17 or older with real name
Deposit Type: Ordinary Deposit
Interest rate: 2.2% per annum (as of March 28, 2023)
Interest payment method: Settlement based on the last day of each month and interest payment on the 1st of the following month
Interest calculation method: A method of adding up and paying interest calculated daily from the interest payment date to the end of the month
Toss Bank meeting bankbook provided by Toss Bank
Unlike Kakao Bank, these bankbooks have the benefit of paying a certain amount of interest, and the benefit of waiving all bank and other bank transfer fees, direct transfer fees, and ATM usage fees.

 

🔎Toss Bank Gathering Account Details

 

Features of Tossbank meeting card
The meeting passbook supported by Toss Bank should focus on the benefits of the meeting card rather than the benefits of the bankbook. Meeting cards are supported so that not only the representative but also all participating meeting members can receive cards.

 

🔎Tossbank meeting card details

 

However, there are conditions for issuance. The subject of issuance of the card is divided into the meeting venue and the joint holder, and the joint holder can proceed with issuance after the consent of all meeting participants. In addition, both the meeting venue and joint holders are issued for those aged 17 or older, and in the case of joint holders, issuance is only carried out when they have a Tossbank bankbook instead of a meeting bankbook.

Issued subject
Meeting place: Users aged 17 or older, who have a Tossbank meeting account
Co-holder: A user aged 17 or older who has a Tossbank bankbook (however, the consent of all other joint holders is required to issue a card)
Annual fee: none
Brand: Overseas use (Master Card) and domestic use only
Issuance fee: KRW 2,000 (free of charge for the first issuance per meeting room passbook, current issuance fee exemption due to promotion)
Usage limits: 1 million won per card per day and 20 million won per month, 10 million won per day per meeting bankbook
ATM usage limit
Domestic withdrawal: 1 million won per card per day, 6 million won per meeting bankbook per day
Overseas withdrawal: 1 million won per card per day, 6 million won per meeting bankbook per day
Domestic transfer: KRW 1 million per day per card, KRW 10 million per day per bankbook

Tossbank meeting card benefits
If you have issued a meeting card by participating in Tossbank’s meeting bankbook, you can use the meeting card to receive benefits. However, benefits are provided based on the meeting bankbook.

 

The benefits of the meeting card are provided and provided in the form of episodes in the same way as the Tossbank check card, and basically, cashback can be provided once a day and up to 5 times a month in each benefit field.

Meeting card provided by Toss Bank

Episode 1 starts on February 1, 2023 and runs until June 30, 2023, and 100 won cashback is provided for purchases of less than 10,000 won and 500 won cashback is provided for purchases of 10,000 won or more.

Benefits: Cashback payment once a day, 5 times a month for each supported field
Cashback standard: 100 won paid for less than 10,000 won per payment, 500 won paid for more than 10,000 won per payment
benefit area
Mart: E-Mart, E-Mart Traders, Nonghyup Hanaro Mart & Club
Leisure : Karaoke room, bowling alley, golf course, driving range, billiard room, PC room
Meals: All restaurants, taverns (7:00 p.m. to 12:00 p.m. for taverns)

Making a Toss Bank meeting passbook
As mentioned above, the Tossbank meeting bankbook is conducted in a way that one representative of the meeting room opens a bankbook, and other meeting members can use the account together by responding to the invitation without opening an account.

 

🔎 Frequently Asked Questions about Toss Bank Account

 

If you want to proceed with making a meeting passbook, you can access the Toss app and proceed as follows. (Toss Bank is currently holding a travel event for the meeting passbook, and the event may change later.)

Please connect to Toss Bank and select the entire menu.
Select “Create a Tossbank meeting passbook” from the account menu in the entire menu.
Please check the event for the meeting passbook and proceed with the opening.
Access the entire menu of Toss and select Create a Toss Bank meeting bankbook to proceed with the opening.

Meeting passbook invitation and authorization
If you have completed opening a Toss Bank meeting bankbook, you can invite members, issue meeting cards to invited members, or grant permission to proceed with withdrawals.

 

If you have opened a meeting passbook, the meeting passbook is confirmed on the main screen of the Toss app, and you can select and access the meeting passbook to manage members. In the case of member invitation, select Invite to select a member, and an invitation to the meeting account will be sent as a simple toss message.

After accessing the meeting passbook and selecting a member,, Choose to invite

In the case of permission, you can grant it by accessing the member management menu in the same way. After selecting the invited member, you can grant the authority to issue a card and the authority to proceed with withdrawal and payment through the card by selecting the withdrawal and payment authority.