프리랜서 대출*We are not a bank*
Loan reviews Reviews from customers who have used the loan
Age
20 to 57 years old
Target
Insurance planners, learning materials teachers, and other commissioned sales positions
Interest rate
Up to 20% per year (default interest rate up to 20% per year)
Limit
1 million won to 50 million won
※ Consultation application does not affect credit rating in any way.
A company that has won the Customer Satisfaction and Value Management Award in the loan/financial industry for more than 10 years since 2010
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If you compare customers with the same conditions to various financial institutions, the interest rate can differ by up to 10%, and the loan limit can also differ by 2 to 3 times. There are few or no financial institutions that produce the same comparison results.
This is the case even when handling all domestic loan products. The reason is that each financial company has different business policies and strategies, so they cannot help but want different customers, and automatically, the loan interest rate and limit show a significant difference by financial company.
This is why it is impossible to find the lowest interest rate product that suits you directly unless you are a professional loan consultant.
Company name: Bank & Loan Loan Brokerage Co., Ltd. | Representative: Choi Gyu-yeol | Corporate business registration number: 125-81-99378 | Location: 505, B-dong, Dongtan Jiwell Estate, 160 Dongtan Banseok-ro, Hwaseong-si, Gyeonggi-do | Business type: Loan brokerage | Representative number: 1599-2486
2022-Gyeonggi Hwaseong-0014 (Loan brokerage) | Corporate registration number: 131311-0110729
| Attempted registration of loan business: Gyeonggi-do Hwaseong City Hall (Loan Business Manager: 031-5189-2694)
Loan interest rate: Within 20% per annum (Overdue interest rate: Within 3% of the contracted interest rate + 20% per annum) (Applies to new contracts, renewals, and extensions from 2021.07.07)ㅣNo brokerage fee is charged separately from interest. Requesting or receiving a brokerage fee is illegalㅣNo handling fee, early repayment fee, or other incidental expenses However, for some secured loan products, mortgage establishment, termination costs, and early repayment fees may be incurred (early repayment fee: within 3% of the early repayment principal in case of early repayment within 2 years from the loan date, applied differently by each financial institution. However, the sum of the prepaid interest and early repayment fee does not exceed 20% per annum)
The repayment period of all products advertised on the Bank & Loan Loan Brokerage website is 60 days or more and less than 60 months. Example of total loan cost (equal principal and interest repayment) If 1,000,000 won is loaned for 12 months at an interest rate of 20% and a maximum annual interest rate of 20%, the total repayment amount is 1,111,614 won. It may vary depending on the repayment method of each loan product.
Those who have public information, credit rating information, default information, etc. may be restricted from receiving loans. [Excessive debt is the beginning of suffering. When taking out a loan, your credit rating or personal credit score may decrease, which may restrict other financial transactions.]
General financial consumers have the right to receive a sufficient explanation from a financial sales business operator, and after understanding the explanation, please read the financial product description and terms and conditions before entering into a contract.
If the principal and interest that must be paid for a certain period of time are overdue, you may be obligated to repay all principal and interest before the contract expiration date.
We are a loan brokerage company that brokers loans from multiple financial sales businesses and are registered as a regular member of the Korea Loan Finance Association.
The direct sellers of the product are Golden Capital Loan Co., Ltd., OK Financial Loan Co., Ltd., Geo Capital Loan Co., Ltd., Yellow Capital Loan Co., Ltd., H&H Financial Co., Ltd., and APL Financial Loan Co., Ltd., and through direct contracts, Bank & Loan Loan Brokerage Co., Ltd. is in charge of advertising and brokerage work. There is no authority to conclude a contract during the brokerage.ㅣPhone number: 1599-2486
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