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The Sunshine Loan Card is a special financial product for the underprivileged, providing an opportunity to apply even if you have a low credit rating. This will help many people reduce their financial burden and use better financial services. With the Sunshine Loan Card, you can enjoy various credit card benefits along with payment convenience. In this post, we will take a closer look at the Sunshine Loan Card’s eligibility requirements, application method, advantages and disadvantages, and relationship with credit rating.
The Sunshine Loan Card is a card provided by the Korea Small Business Finance Agency, and is designed so that even those with low credit can enjoy card benefits. It helps the underprivileged to use financial services more easily.
The Sunshine Loan Card’s eligibility requirements are as follows:
You must meet all of the above conditions to be issued a Sunshine Loan Card. These criteria were created so that even those with low credit ratings can enjoy financial benefits.
The process for applying for a Sunshine Loan Card is as follows:
If you make good use of the benefits provided by each card company after issuing the Sunshine Loan Card, it will be of great help in your life.
You can apply for the Sunshine Loan card even if you have a low credit rating, but if you use the card faithfully and repay it without delay, it provides an opportunity to increase your credit score. In particular, if you repay the small business loan faithfully for more than a year, you can receive additional points on your credit score.
The Sunshine Loan card is a good choice for supporting the finances of the small business class. Since the qualification requirements are not strict and it offers various benefits, it is recommended to consider issuing the card even if you have a low credit rating. If you use it well without delay, your credit score is likely to improve. Since economic conditions are difficult, we hope you will experience the usefulness of finance through the Sunshine Loan card.
Now that you have learned all about the Sunshine Loan card, why not apply right away? Please contact us anytime for any help or questions!
A1: The qualification requirements for the Sunshine Loan card are a personal credit score in the bottom 10% or less, annual disposable income of 6 million won or more, no personal credit card, and mandatory completion of financial education from the Korea Small Business Finance Promotion Agency. A2: After applying for a guarantee, the Sunshine Loan card is reviewed and you apply for card issuance by selecting one of the 7 card companies. You can apply both online and offline.
A3: The advantages of the Sunshine Loan card are that it can be issued even if your personal credit score is low, the annual fee is low, and it offers various card companies and benefits.
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