현대캐피탈 자동차담보대출 조건 Credit Loan | Hyundai Capital

현대캐피탈 자동차담보대출 조건1588-5330
Limits and Interest Rates
Up to 50 million won, 6.9~19.5% per annum
Differential application according to customer’s personal credit score
Period and repayment method
Equal repayment of principal and interest after deferral of equal repayment of principal and interest for up to 48 months
Information on repayment method
charge
No handling fee, early repayment fee: 0~2.0%
Overdue interest rate and required documents
Contracted interest rate + maximum 3% (within 20% of legal maximum interest rate) No required documents
However, some customers may be requested to submit documents via fax.
Apply for phone consultation

Request for consultation
Internet loan application

Limit inquiry
Loan application

Your personal credit score will not be affected at all when you check your limit.
[Product Information]
Interest rate: 6.9~19.5%
Handling fee: None
Early repayment fee: 0~2.0%
Late payment interest rate: agreed interest rate + maximum 3% (legal maximum interest rate within 20%)
Interest payment period: monthly payment

“If the loan amount is excessive compared to your ability to repay, your personal credit score may drop.”
“If your personal credit score falls, you may face disadvantages related to financial transactions.”
“If you are delinquent on principal and interest (or loan, payment, etc.) for a certain period of time, you may be obligated to repay all principal and interest.”
Advertisement production date: 2024.3
Hyundai Capital Compliance Review Review No. 240304-014
Credit Finance Association Review No. 2024-L1h-02474 (2024.03.04~2025.03.03)

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Financial product consultation
1588-5330
Consultation hours: Weekdays 09:00~18:00
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Information on Hyundai Capital computer system inspection
Thank you to our customers who use Hyundai Capital. As system inspection is in progress to provide more stable service, use of the service (deposit/reflection to deposit-only account, etc.) is not possible. We apologize for the inconvenience.
Regular inspection time: Every Thursday 19:00 ~ 19:30
Irregular system maintenance may occur outside of the above times. Depending on the progress of the system maintenance, the temporarily suspended services and times may change slightly.
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Consultation and guidance on credit loan products via phone, LMS, etc.
Name, telephone number or mobile phone number
Destruction after 3 months from the date of consent
SW11BFF001
Your application has been completed. A professional counselor will contact you.

Consultation hours: Weekdays 09:00~18:00
(On weekends, public holidays, and peak call days, we will call you the next business day.)

Repay a fixed amount every month during the loan period
example
※ The period of use can be up to 48 months depending on the customer.
※ Example conditions are calculated based on new customers (up to 36 months)
Payment is made during the grace period (interest-only payment period), but repayment is made at a regular rate after the grace period.
Example (if grace period is 3 months)
KRW 40,833 for the first 3 months
After deferral of 324,523 won
※ The period of use can be up to 48 months depending on the customer (separate 3-month grace period)
※ Example conditions are calculated based on new customers (up to 36 months + deferment of up to 3 months)
0.5%p discount every 3 months
Base interest rate 14.5%, period of use 36 months, equal repayment of principal and interest
Interest exemption for up to 12 months
Base interest rate 14.5%, period of use 36 months, equal repayment of principal and interest
If you leave your phone number, a professional counselor will call you and assist you from consultation to application.

Consultation and guidance on credit loan products via phone, LMS, etc.
Name, phone number or cell phone number
Destruction after 3 months from the date of consent
※ You have the right to refuse consent to collection and use, but please be advised that if you do not consent, consultation may not be possible.
0.5%p immediate discount
Period of use: 36 months, equal repayment of principal and interest
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현대캐피탈 자동차담보대출 조건

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