In this post, we will look at the eligibility for housing benefit and the amount of support. As the housing benefit, a system to support housing expenses for the housing vulnerable class, was reformed, the target of support was greatly expanded and the amount of payment according to the level of housing cost became a reality. Then we will find out more details.
Housing benefit application qualifications and support amount
Housing benefit application qualifications and support amount
What is housing benefit?
Housing benefit application qualifications and support amount
As the basic livelihood security system was reorganized into customized benefits, it is a system that comprehensively considers the recipient’s income, housing type, and housing cost burden level to support housing expenses for low-income families. The Housing Benefit Scheme is a government program that provides housing assistance to low-income households. This program is designed to alleviate the housing cost burden for households with limited income and ensure stable and adequate housing for all citizens.
The Housing Benefit Program is part of the National Basic Livelihood Security System, a social safety net program designed to support the basic needs of people unable to support themselves due to economic hardship. The program provides various forms of assistance, including housing, medical and educational expenses, and is designed to help people in need improve their standard of living.
Housing benefit application qualifications and support amount
The housing benefit program is based on the household allowance, a system that calculates the household’s income level based on various factors such as household income, assets, and liabilities. The subsidy is paid in cash every month, and the amount is determined by considering the household income level and housing costs.
If you meet the eligibility criteria by checking the applicant’s income, property, and finance, you can receive monthly rent support or charter interest support.
Housing benefit in 2023
Housing benefit application qualifications and support amount
It can be summarized that the support target has been greatly expanded and the amount of payment has been realized according to the housing cost burden level.
In October 2018, the standard for obligatory persons for housing benefit support was abolished. The total budget increased from 2,181.9 billion won in 2022 to 2,572.3 billion won in 2023 by 17.9% (390.3 billion won). 4,000 households received additional aid.
Qualifications for Housing Allowance
<age condition>
1. Over 30 years of age
2. If you are under the age of 30, you are married or have an income of 980,000 won or more
<Property conditions>
1. Less than KRW 69 million in large cities / KRW 42 million in small and medium cities / KRW 35 million in rural areas
2. Vehicle conditions: Less than 2,000cc and more than 10 years or less than 10 years
<Income conditions>
In the case of a household whose recognized income, which comprehensively reflects only the income and property of the applicant household, is 47% or less of the standard median income, regardless of the income and property of the person responsible for support
<47% of median income>
976,609 won for a single-person household
1,624,393 won for a two-person household
2,084,364 won for a 3-person household
2,538,453 won for a 4-person household
2,975,423 won for a 5-person household
3,397,151 won for a 6-person household
3,810,532 won for a 7-person household
Housing benefit application qualifications and support amount
※ Median income: After ranking all households in order of income, the income level of the middle-order household
※ Recognized income: Income assessment amount + Income conversion amount of property
Estimated income = Actual income – Expenditure factors according to household characteristics – Factors to induce work – Other additional expenditure factors
-Actual income includes earned income, business income (including agriculture and forestry), interest income, rental income, transfer income, etc.
– Expenditure factors according to household characteristics include disability pension, disabled child allowance, medical expenses spent in the last 3 months due to chronic diseases, additional child rearing expenses for single-parent families, and livelihood adjustment allowances for persons of merit and veterans.
– As for factors to attract work, earned income and business income are typically deducted by 30% (only for livelihood, housing, and education benefits). In addition, among those eligible for livelihood, medical, housing, and education benefits, those who fall under the table below are subject to the following deduction rates for labor and business income.
– Other additional expenditure factors include private transfer income (money received from a person obligated to support, relatives, or acquaintances), which is less than 15% of the median income of the recipient’s household / 75% of national pension contributions paid by the recipient / households of farmers and fishermen There are spending factors that reflect characteristics/college tuition, etc.
If you live in someone else’s house, sign a rental contract and pay the actual rent, you can receive the minimum housing benefit guarantee. However, if the recognized income is lower than or equal to the living wage, you can receive support for the full standard rent or actual rent.
Housing benefit support amount
Housing benefit application qualifications and support amount
Housing benefit support is divided into three types. The first monthly rent is divided into 1st grade and 4th grade for each region every month, and the salary is supported within the amount that meets the standard. For the second charter, 4% of the deposit is divided by 12 months, converted into monthly amounts, and the lower of the amount and the standard amount is paid. A third homeowner subsidizes home improvement costs in the name of repair costs.
Housing allowance Standard rent for rented households in 2023
The actual rental fee is calculated by adding the deposit and monthly rent in the rental agreement, and the deposit is converted into monthly rent by applying 4% per annum.
Classification Seoul Gyeonggi, Incheon Metropolitan City, Sejong, Metropolitan Area Other Special Cases Others
330,000 won per person 255,000 won 203,000 won 164,000 won
2 people 370,000 won 285,000 won 226,000 won 185,000 won
3 people 441,000 won 341,000 won 270,000 won 220,000 won
4 people 510,000 won 394,000 won 313,000 won 256,000 won
5 people 528,000 won 407,000 won 323,000 won 264,000 won
6 people 626,000 won 482,000 won 382,000 won 313,000 won
Recipient benefits other than housing allowance rent
Support for young households – In the case of support for young households, if a young person between the ages of 19 and 30 separates a household from a household that has already received support for renting No. It is a system that supports
Support for repair costs for self-contained furniture – Similarly, if you call the Eup, Myeon, or Dong Administrative Welfare Center, we will explain the process in case you are selected along with detailed explanations.
How to apply for housing benefit
Housing benefit applicants can apply for beneficiary help household members, their relatives, and other related persons.
– Relatives and other related persons of the beneficiary should bring a power of attorney.
How to apply: Current livelihood benefit or medical benefit recipients do not need to separately apply for housing benefit, and only those who are newly receiving housing benefit need to apply.
– Where to apply: Visit the Eup, Myeon, or Dong community center in your resident registration address or apply online at Bokjiro (www.bokjiro.go.kr)
Go to housing benefit application
required documents
Lease (sub-lease) contract, social security benefit provision (change) application form (available at the community service center)ㆍincome and property report (available at the community service center)ㆍconsent to provide financial information, etc. and identification card ※ You can request additional documents such as employment wage confirmation, disability registration card, and copy of expulsion.
Housing benefit payment period
Housing benefit application qualifications and support amount
Rental benefit start date: Starts from the rental benefit application date
Payment date: The 20th of every month (the day before if it is a Saturday or public holiday)
Housing benefit payment method
In principle, the rental benefit is deposited into an account (salary collection account) designated in the name of the recipient.
If the recipient lives in public rental housing, the payment can be made to a designated account under the name of the landlord.
Notice
※ When applying by proxy, please bring a power of attorney, a copy of the recipient’s (right) ID and the agent’s ID.
– Related Inquiries: Eup, Myeon, Dong Community Service Center or Housing Benefit Call Center (1600-0777) at the applicant’s resident registration address
It would be nice to refer to the above information and help you receive housing allowance. Then, you can find out about the eligibility for housing benefit and the amount of support.
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