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Employee
Up to 30 million won (living fund up to 15 million won)
5.8%~9.45% (as of September 2019) *Highest interest rate changes monthly
Loan interest rate + 3% applied
Equal principal installment repayment
Monthly customer loan agreement date (after date)
0.9% per annum of loan amount*number of years
High-interest loans with an annual interest rate of 20% or more can be consolidated through Sunshine Loan (high-interest loans: capital companies, loan companies, card loans, etc.)
self-employed
Up to 20 million won
4.7%~8.47% (as of September 2019) *Highest interest rate changes monthly
5 years
Loan interest rate + 3% applied
Repayment of principal in equal installments or 1-year grace period or 4-year equal installments of principal
Monthly customer loan agreement date (after date)
0.95% per annum of loan amount*number of years
Compliance officer review completed 2018-17 (2018.11.15)
Employee
self-employed
Application documents must be originals within 1 month of the date of issuance.
