카카오뱅크 직장인 신용대출Quickly check the balance, interest rate, and repayment possibility of your current loan.
We tried to guarantee the maximum limit of your current loan and lower the interest rate. TIP. You can check the limit of your credit loan and overdraft account loan together!
You can apply with the minimum number of steps. Even if you close the app in the middle due to other reasons, you can continue to proceed. The time required may vary depending on the circumstances of the current loan institution.
Salary income earners
Individual loans or overdraft account loans that can be used during the loan period after receiving the loan amount at once
Up to 300 million won
Up to 240 million won
Up to 100 million won
Inheritance tax burden when applying for a loan exceeding 50 million won
Exemption
09:00~22:00 (excluding weekends and public holidays) ※ Limit loans can be repaid until 16:00 on business days
If there is an unpaid amount based on the monthly interest payment date, the overdue interest rate is applied as follows.
The right to withdraw from a loan contract refers to the right to withdraw from a loan contract during the deliberation period for the loan contract. The right to cancel an illegal contract refers to the right to cancel a loan contract if the bank has violated the suitability, appropriateness, and explanation obligations stipulated in the Financial Consumer Protection Act, or has entered into a loan contract through unfair trade practices or undue solicitation.
