상상인 저축은행 오토론Hello everyone! Today, we will learn about Auto Loan from Sangsangin Plus Savings Bank. Auto Loan, a loan product that uses a vehicle as collateral, can be a useful choice for many people because it allows loans even for those with low credit scores. You can borrow up to 80 million won, and the interest rate varies from 9.53% to 19.9% per annum.
In this post, we will introduce Auto Loan in detail, focusing on loan conditions, application methods, and actual reviews. Shall we start?
Sangsangin Plus Savings Bank Auto Loan is a financial product that allows you to borrow using a vehicle as collateral. This loan product is useful for many people because you can use it as long as you have a vehicle in your name, even if your credit score is low.
Sangsangin Plus Savings Bank Auto Loan allows you to borrow up to 150% of the vehicle’s market price. It may vary depending on your credit score and annual income, but the loan limit is very high. The loan interest rate varies depending on the applicant’s credit score and loan conditions, and ranges from 9.3% to a maximum of 19.9%. There are several conditions that must be met in order to apply for an auto loan. First of all, you must be a foreigner over 19 years of age and own a car in your name. Additionally, your NICE credit score must be 530 or higher.
In order to smoothly proceed with the loan application, it is recommended that you prepare the above documents in advance.
You can conveniently apply for Sangsangin Plus Savings Bank Auto Loan through a mobile banking app. The application process is as follows.
Download the Sangsangin Savings Bank app (Android)
This process is simple and can be completed in about 5 minutes. Since the entire process is conducted non-face-to-face, you can conveniently apply for a loan.
If you look at reviews of Sangsangin Plus Savings Bank Auto Loan, many people are satisfied with the high loan approval rate and limit. In particular, many users have positive reviews that the loan can be approved even with a low credit score.
You should be aware that the loan interest rate may be somewhat high based on the reviews. There are also cases where the loan interest rate is applied from 17% to 19% per annum, and this can be even higher the lower the credit score.
You can refer to these cases to see how the loan conditions can vary depending on your credit score and income level.
Sangsangin Plus Savings Bank Auto Loan repays by equal installments of principal and interest. The loan period can be set up to 6 years (72 months), which can reduce the burden of the monthly repayment amount.
In addition, there may be mortgage cancellation costs, etc., so it is important to check and prepare for them in advance.
High loan limit
Easy non-face-to-face application
Loan possible even with a low credit score
Sangsangin Plus Savings Bank Auto Loan has the advantage of a high loan limit and the ability to apply even with a low credit score, but it also has disadvantages such as high interest rates and early repayment fees.
Sangsangin Plus Savings Bank Auto Loan is a good choice to receive a loan with a high limit as long as you have a car in your name even if your credit score is low. However, you should consider the high interest rate and early repayment fees. Please apply after thoroughly reviewing your credit score and loan conditions.
Through this post, I hope you will understand the pros and cons of Sangsangin Plus Savings Bank Auto Loan and make a wise financial choice. If necessary, it is also a good idea to get more detailed information through professional consultation.
Compare the interest rates and conditions of other financial companies’ auto loan collateral
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