핀크 똑똑대출Check your interest rate before a loan
From application to deposit, it is possible to do it non-face-to-face through a smartphone app. Since it does not require separate documents, anyone can use it easily. Since loans are available up to CB standard grade 8, even those with low credit scores have a high probability of using the loan.
Pink Smart Loan is a product that can be applied for by unemployed foreigners aged 19 or older regardless of employment and income conditions.
You can check more detailed information on the website.
※ In case of delinquency during the loan, an additional 3% may be charged within a maximum of 24% per annum.
Pink Smart Loan is conducted non-face-to-face through a mobile app, so no separate documents are required. However, a joint certificate and ID are required.
Even if you use a small loan, 3 million to 5 million won is not a small amount of money. Since it is a lot of money, it is a good thing to have even tens of thousands of won out of your wallet by 0.1%. Therefore, you must know to request an interest rate reduction. The right to demand a lower interest rate is a legally stipulated consumer right. If your credit rating improves or your income increases, you can request a lower interest rate because your financial situation has improved.
Your credit rating is like a social report card. If your score is high, you can borrow money at a low interest rate, but if not, you have to borrow money at a relatively high interest rate. It is not easy for banks to lend money at a low interest rate to those who do not have any guarantees.
In order to manage your credit rating, you should pay utility bills, management fees, mobile phone bills, and card bills without delay. It is also a good idea to refrain from using cash services or card loans. Instead, it is better to use small products and pay them off regularly to manage your credit rating.
You may know that you can get a discount on interest rates through your main bank, and there is also a way to lower interest rates through family performance integration. If your family members have transactions at the same bank, it is a good idea to integrate them. If you combine your family records, you can receive many preferential treatment from banks because you can fill in the records that one family member would have to fill in several years in a short period of time.
A simple limit inquiry does not affect your credit rating.
Open the homepage > Compare interest rates at once > Select occupation > Select annual income > Apply for consultation > Apply
You can use the Pink Smart Loan application method through the Pink smartphone app. You need a joint certificate (public certificate) and an ID card.
