Documents required to open a personal business bankbook (Nonghyup Bank, Industrial Bank of Korea, Post Office)
Hello, if you have completed your business registration, you need to open a business account.If you start a business through an online shopping mall, it will be easier to proceed with the business if you open a business account at a bank that can pay by escrow.
Escrow is a system that ensures the stability of transactions between sellers and buyers when conducting online transactions, in which a third party mediates payment between sellers and buyers.Nonghyup Bank, Industrial Bank of Korea, Post Office, and Kookmin Bank are the banks that can pay escrow.And when opening a business account, if there is a main bank among these, it is recommended to issue it at the main bank for future loan transactions.
National Agricultural Cooperative Federation vs. Regional Agricultural Cooperative Federation to Open Private Business Bank Account
I opened a business account at Nonghyup Bank.Nonghyup Bank is divided into the National Agricultural Cooperative Federation and the Regional Agricultural Cooperative Federation.The National Agricultural Cooperative Federation is the state-guaranteed financial sector 1, and the regional agricultural cooperative is the second financial sector.It won’t be too difficult to open it at a local agricultural cooperative right now, but if the business expands in the future, the office can be relocated or it would be better to open it at the National Agricultural Cooperative Federation in many ways.
National Agricultural Cooperative Federation’s private business account opening required documents
The required documents for opening a Nonghyup private business account are the original business registration card or business registration certificate and ID card.The original business registration certificate or business registration certificate can be issued through HomeTax.In my case, I downloaded and printed out the data issued by HomeTax, but the business registration card should have the registration number, but it didn’t show up, so they said no.So, after logging in to the SonTax application from the bank, I sent the business registration card to the bank clerk’s fax and reprinted it before proceeding.You will also apply for Internet banking to receive a certificate of use of the purchase safety service in the future.The purchase safety service usage certificate is a document necessary to report the mail-order business and can be obtained when a bank issues a business account, or after opening a site in a smart store or cafe 24.
When the National Agricultural Cooperative Federation opens a personal business account and applies for Internet banking, both personal banking and corporate banking can be issued. When asked the difference, personal banking is convenient for mobile use, but corporate banking is essential if tax invoices are issued later.I’m a simple business operator, so I don’t have to use it right now, but if it’s too much trouble to apply again later, they recommended me to proceed with it together, so I did it together.
private business personal banking
If you apply for personal banking, you have to make an English ID, and in the case of Nonghyup, you will use NH Banking.Security cards have card type, token type, and mobile, but card type is 10,000 won, token type is 5,000 won, and mobile is free of charge.
private business enterprise banking
If you apply for corporate banking, you must also make an English ID (subscribe differently from your personal banking ID), so I recommend you to set up an English company name.The security card was not allowed to be mobile, so I proceeded in token form.The difference between the card type and the token type is that there is no time to replace the card, but the token type has a time to replace it, so it has to be replaced every time.The application uses the NH corporate banking application.
신용카드 사진
Currently, most banks often sign up for limited accounts when opening their business accounts, but if they open them non-face-to-face, most of them will sign up for limited accounts and will need to be lifted according to the procedure.I asked how to sign up for a limited account (limited to 1 million won per day) even though I visited in person, and the Nonghyup Bank I visited said that it can open a credit card or open a general account if I register more than 5 automatic transfers.The contents are slightly different for each bank and branch, so it is correct to ask the visiting branch.
After signing up for a business account and Internet banking, you can come home later to search for Nonghyup Escrow and proceed with a new subscription and print it out.You can visit the district office with a printout or report the online mail order business through the government 24.Next time, I will post about how to report online mail order business.I wish you all the best in your business!