개인파산 신청방법Holders of specific qualifications such as public officials
If you have an income exceeding the legal cost of living or want to maintain your assets
Even foreigners can apply
Exclusions
A person who has more debt than assets
A person who can repay more than his or her current assets.
A person whose total principal amount of debt exceeds 15 million won, unsecured debt of 500 million won or less, and secured debt of less than 1 billion won
Anyone who currently operates a business or has proven salary income
A person who can consistently pay the repayment amount every month according to the repayment plan for up to 5 years
People who cannot apply for personal bankruptcy or exemption, such as public officials
People whose parents, spouse, and children do not have too much wealth
Discharge of up to 90% of principal without creditor’s consent
All debts are subject to adjustment (including private loans and guaranteed debt)
Maintain qualifications as a public servant, teacher, doctor, or corporate executive
Intimidation and collection (provisional seizure, seizure, compulsory execution) by creditors is prohibited.
Suspension of legal action on assets with secured rights
Unlike bankruptcy, you can keep your assets.
A person who has more debt than assets
A person whose total principal amount of debt exceeds 15 million won
People who currently have no income or whose salary income is low compared to the number of family members
A person whose parents, spouse, or children have no or little assets
A person who does not significantly engage in acts that are grounds for disqualification from immunity
Omission of creditors: When the debtor knowingly omits some of the creditors from the list of creditors.
Violation of obligations: When the debtor violates his obligations during the personal rehabilitation process
Fines, fines, criminal litigation costs, fines, administrative fines
tax bond
The right to claim compensation for damages caused by the debtor intentionally.
Illegal act that infringes on the life or body of another person through gross negligence
Claims that the debtor knowingly did not enter in the list of creditors
child support or support
cancel all debts
No restrictions on banking transactions and all economic activities (employment, business, etc.)
Able to get a job without restrictions
No disadvantages to children and families
Property can be registered and registered in your name.
Business possible under your own name
Law Office Hyeonjeong / Business Registration Number: 135-31-27406 / #110, 1613 Bongyeong-ro, Yeongtong-gu, Suwon-si (Yeongtong House Story)
TEL: 031-305-0001 / Fax:031-306-0001 / Email: sksmssukjun@naver.com / Personal Information Manager: Myung-Geun Park
© 2015 . All Rights Reserved. Hosting by Lawsite
