소액생계비대출 대상Up to 1 million won,
Small-sum living expenses loan A to Z
What is a ‘small-sum living expenses loan’?
This is a loan product launched by the Financial Services Commission on March 27, 2023 to minimize illegal financial damage.
If you are ‘a person concerned about illegal financial damage’,
you can borrow up to 1 million won.
‘Who’ can receive it?
If your credit score is in the bottom 20% and your annual income is 35 million won or less, you are eligible.
* (Credit score) 700 points according to KCB, 744 points or less according to NICE
* During the loan consultation process, the loan may be rejected depending on the purpose of gambling or other speculative purposes,
and your will to repay.
‘How’ can I receive it?
[Application method]
Loan qualification inquiry > Center consultation reservation > Consultation and loan application
[Center consultation reservation]
Every Wednesday to Friday (09:00 ~ 20:00)
– 46 integrated support centers for small business finance nationwide
Visit the center after making a reservation
– Reservation possible through the website or 1397 Small Business Finance Call Center
[Loan qualification inquiry]
Every Wednesday to Friday (09:00 ~ 20:00)
(Qualification inquiry) If you check your income and credit score in advance, making a center consultation reservation (every Wednesday to Friday)
is easier.
What are the loan limit and interest rate?
The initial limit is 500,000 won, and an additional 500,000 won,
so the maximum limit is 1 million won, and the loan interest rate is 15.9% per annum.
* Early repayment fee exemption
* Interest rate reduction (3.0%p) for 6 months of faithful repayment, final 9.9%
(0.5%p preferential interest rate when completing financial education at the Korea Small Business Finance Promotion Agency)
* Detailed education completion method will be provided via text message after completing consultation reservation
* Lump sum repayment at maturity
[Go directly to online application for small living expenses loan]
Products for customers who are inevitably exposed to illegal finance (small living expenses loan, small living expenses, emergency living expenses)
sloan.kinfa.or.kr
I hope the small living expenses loan
will be of some help to you! 5th Goyang City Social Reporter Group Kim Jin-young
Written on 24.08.26(Mon)
Written on 24.08.26(Mon)
Written on 24.08.26(Mon)
Written on 24.08.26(Mon)
Written on 24.08.26(Mon)
Written on 24.08.26(Mon)
Written on 24.08.26(Mon)
Written on 24.08.26(Mon)
Written on 24.08.26(Mon)
Written on 24.08.26(Mon)
