Previously, I uploaded Cider Bank, Pepperlulu, and OK Parking jackpot, but this time, I would like to post about the Welcome Savings Bank’s parking passbook. 웰뱅 모두페이 통장
Welcome Savings Bank launched Welcome Digital Bank, a living finance platform, in 2018, and it is said that as of the end of last year, there were more than 700,000 customers. In addition, I believe that it is one of the savings banks that have been well-received by launching products that include people in their 20s and seniors in their 60s or older. In particular, we recently launched a free deposit and withdrawal product tailored to the 2030 generation. 이베이스매뉴얼
Wellbang ModuPay Account
The biggest feature of the Welbang ModPay account is that it is a product with a preferential interest rate depending on the simple payment performance.
Welbang Modpay Passbook, a free deposit and withdrawal account, provides up to 3% annual interest rate if you register and use Welbang Modpay account in Toss, Kakao Pay, Naver Pay, Payco, etc.
Welbang ModoPay account interest rate details
* Depositor protection products up to KRW 50 million
* Monthly interest payment – Payment is made on the next business day after settlement on the business day immediately preceding the third Saturday of each month
Basic interest rate: 0.5% per annum (variable rate)
Preferential interest rate Condition 1: Add 0.5%p per annum when the deposit balance exceeds KRW 500,000
Preferential interest rate Condition 2: Add 2.0%p per annum for simple payment transaction results of 100,000 won or more using this deposit in the current month
From this point of view, it seems that if the balance in the bankbook is 500,000 won or more and the monthly transfer performance through simple remittance is 100,000 won or more, you can enjoy the interest rate benefit of 3% per year.
However, looking at the details,
* Detailed conditions for preferential interest rates
① No preferential interest rate is applied to the deposit balance exceeding KRW 1 million
-After all, it seems that only between 500,000 won and 1 million won can be added 2.5%p per year.
② The preferential rate of condition 1) is applied daily to the final balance of each day
– This condition seems to be similar to other passbooks.