전세사기 안당하는법How not to get scammed
In line with the recent housing market downturn and reverse tax crisis, charter fraud is rampant. As real estate prices enter a downward trend, the incidence of charter fraud, in which lessees cannot get back the deposit due to ‘canned charter rental’ and ‘ charter rental fraud’, is increasing. I sorted things out.
1) Matters to check before charter contract / after charter contract
2) Detailed explanation of items to be checked before charter contract
① How to check the sales price and jeonse price in the surrounding area
② Use of a standard housing lease contract
③ Check the size of the debt by checking the seniority bonds such as the mortgage and the right to lease on a deposit basis
④ Confirmation of tax delinquency of the lessor
⑤ Confirm seniority deposit
3) Detailed explanation of items to be confirmed after charter contract
① Lease report
② Report on moving in
③ Sign up for Jeonse Deposit Return Guarantee
In addition to the current status of the real estate, such as structure and area, the certified copy of the register can also confirm whether rights such as ownership, chonsegwon, mortgage, and provisional seizure have been established.
1) Real estate register
① Land registration
② Building registration
There are two forms.
2) Composition of certified copy of register
◎ Heading
Real estate location and status
Basic information such as the order of registration, the date of application, the location and name of the building, structure, number of floors, use, and area are described.
◎ Gabgu
Ownership and rights related to ownership (subscription, foreclosure, auction, provisional disposition, provisional registration, advance notice registration)
It is a confirmation of the other party to the real estate transaction, that is, the seller or the lessor.
You must make sure that the information of the seller/lessor matches the information of the other party to the contract.
Because they appear in the order of registration, you can find out who the current real estate owner is at the end of the contents of Gapgu.
● In case of single ownership: owner
● In case of co-ownership: Co-owner is marked as such and shares are displayed.
Other contents that can be confirmed in Gapgu include ① seizure, ② provisional seizure, ③ provisional disposition, ④ lamp, ⑤ auction, and ⑥ notice registration.
If there are any of the above registration details, it is better not to sign a contract because ownership disputes may arise.
◎ Eulgu
Rights other than ownership (mortgage, lease on a deposit basis, superficies)
In Eulgu, information other than ownership, which is mainly included in Gapgu, is recorded.
① Mortgage right, ② Chonsegwon right, ③ Easement right, ④ Superficies right
The most important thing to check in Eulgu is the part about loans and mortgages.
There is a proverb that says to cross a stone bridge by knocking on it. When making a real estate transaction, you must be issued or read the documents yourself, and there may be changes in the relationship between documents. It is more important than anything else to put a safety device in special agreements for disputes that arise.
We deliver useful daily life information and know-how, such as real estate-related information, government support policies, common sense, and legal information.
Copyright © Kakao Corp. All rights reserved.
