Let’s take a look at Shinhan Savings Bank’s description of green grapes youth savings products and expected interest rates. 청포도 청년적금
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Contents [hide]
1. At the beginning
2 Basic introduction to Shinhan Savings Bank’s green grape youth installment savings
3 Shinhan Savings Bank’s Green Grape Youth Savings Product Description
4 Shinhan Savings Bank’s green grape youth installment savings rate (basic interest rate, preferential interest rate)
5 Shinhan Savings Bank’s Green Grapes Youth Savings Benefit
6 Expected amount of interest received
7 Summary
8 Conclusion
8.1 A good collection of posts to watch together
at the start of 
There is a financial product that supports the dreams and hopes of young people. It is Shinhan Savings Bank’s Green Grape Youth Savings. This product is specifically designed to raise a sizable sum of money for young people, and it is noteworthy that it offers a high interest rate of up to 5% per year.
In particular, even without complicated preferential conditions, the basic interest rate reaches 4%, making it attractive to join. It is even more eye-catching because any young person can easily join and steadily increase their assets with a small amount of money every month.
Then, from now on, let’s take a look at the green grape youth installment savings.
Shinhan Savings Bank’s Green Grape Youth Savings Fund introduction
Shinhan Savings Bank’s Green Grape Youth Installment Savings
The Green Grape Youth Savings is a youth-only accumulation product introduced by Shinhan Savings Bank. The name “Green Grape” is added to the product name to mean “I support the aspirations and challenges of young people.”
It can be said that banks are not simply selling financial products, but expressing their support and support for the dreams of young people.
With interest rate benefits reaching up to 5% per year, Shinhan Savings Bank is helping young people design their finances through its eligibility across a wide range of age groups, ranging from 19 to 39.
Shinhan Savings Bank’s Green Grape Youth Savings Product Description
Shinhan Savings Bank’s Green Grape Youth Installment Savings
Classification content
Individuals aged 19 to 39 years old eligible for membership (Korean nationals)
Product type installment savings
Subscription amount is 10,000 won to 300,000 won per month
Contract period 6 months to 12 months
Interest payment method maturity temporary payment
The green grape youth installment savings account is open to any Korean youth aged 19 to 39. The product type is a regular installment savings account, and you can freely set the payment between 10,000 won and 300,000 won per month.
The contract period can be selected on a monthly basis from 6 months to 12 months. We have a lump-sum maturity payment method in which principal and interest are received at the time of maturity.
In addition, tax-free comprehensive savings can be subscribed as a tax benefit, which applies only to some classes, such as the disabled, basic living recipients, and independence fighters.
However, it should be noted that taxes may be imposed in the future according to relevant laws and regulations.
Shinhan Savings Bank’s green grape youth installment savings rate (basic interest rate, preferential interest rate)
a divided interest rate
Basic interest rate of 4.0% per annum
Maximum preferential interest rate of 1.0% per annum
Maximum applicable interest rate of 5.0% per annum
The basic interest rate for young people in green grapes is the same at 4.0% per year regardless of the subscription period. On top of that, if the preferential conditions are met, an additional preferential interest rate of up to 1.0% per year will be provided, so you will be able to enjoy an interest rate of up to 5.0% per year.
Preferential interest rates are classified into the following categories.
Shinhan Savings Bank’s Green Grape Youth Installment Savings
Preferential interest rate for item contents
① Consent to collect and use personal (credit) information 0.1% per annum of the total consent to the product service guide means
② 0.3% per annum when transferring more than 1/2 of the total number of monthly payments made to the company’s deposit/withdrawal account
③ 0.6% annual non-issuance of a bankbook until maturity after subscribing to a non-issuance (ESG) product
First of all, a preferential interest rate of 0.1% per year is provided simply by agreeing to the product service guide means at the time of product subscription.
In addition, if you transfer more than half of the total number of payments from Shinhan Savings Bank’s deposit and withdrawal account during the contract period, you can receive a preferential 0.3% per year.
Finally, as part of eco-friendly practice, if you do not issue a bankbook and maintain it until maturity, an additional 0.6% annual interest rate will be added.
However, in this case, the preferential interest rate is not applied when terminating in the middle, so care should be taken.
Shinhan Savings Bank’s Green Grapes Youth Savings Benefit
The biggest advantage of the green grape youth installment savings is that it provides a high basic interest rate of 4% per year without complicated preferential conditions.
On top of that, it’s attractive that even if you meet simple conditions, you can raise interest rates up to 5% per annum.