Amid the end of pandemic money caused by COVID-19 and growing concerns over inflation, the low-interest rate trend has now ended in earnest.Therefore, I am planning to raise interest rates around the world, and I think high-interest products are becoming more popular with the investment technology that I can keep my cash.Among these products, Toss Bank’s parking account, which is free to deposit and withdraw money and calculates interest every day, is highlighted.
Since I am a stock investor, I naturally do not prefer cash-linked installment savings products, so I recently opened a Toss banking parking account.To briefly summarize the advantages of Toss Bank’s parking account, you can think of it as a general bank account + a 2% interest free deposit and withdrawal account.So if you have money that you are not investing, that is, cash that is sleeping in your bank account, you can take 2% interest free of charge if you transfer it to your Toss banking parking account and use it.
So I also transferred all the money from Kakao Bank + Kookmin Bank, which I was using as the main bank, to the Toss Bank parking account that I opened this time and even issued a Toss banking check card.First of all, it was a check card without annual membership fees, so there was no burden to issue it, and the check card benefits were superior to other commercial banks, so it was issued while opening a parking account.We will create these card benefits together in the text.
Table of Contents
1. Information on Toss Bank parking bank account and check card benefits
2. How to open a Toss Bank parking account
3. How to issue a Toss Bank check card
Toss Bank Parking Bank Account and Check Card Benefits
What is Toss Bank Parking Account?
Toss Bank’s parking account is a free deposit and withdrawal account that pays 2% per year up to 100 million won and 0.1% interest for more than 100 million won.
Interest Payment Dates: Third Saturday of each month
Based on interest applied amount: Total amount of bankbook and balance collected
What is Toss Bank Check Card?
Toss Bank check card is a card with OTP function connected to the parking account.
If you summarize the ongoing benefits, you can get a cashback of 300 won each if you use it at a convenience store/coffee/fast food/taxi, and 100 won each if you take public transportation.You can also benefit up to 40,300 won per month once a day in five areas.However, only payments over 3,000 won are included in the cashback list, and public transportation receives cashback for payments over 300 won.
(Convenience stores are CU, GS25 / Coffee shops are Starbucks, Ediya, Twosome Place, Coffee Bean, Full Basset, Blue Bottle, Hollys, Angelinus, Pascuzzi.Tom & Toms / Fast food restaurant is Burger King, Mom’s Touch, McDonald’s, Shake Shack, Lotteria / Taxi is a regular taxi on-site payment, Kakao Taxi, Tada, UT, Macaron / Public Transportation is a transportation card, bus, subway)
If you spend up to 300 won per day in 5 areas,
Cashback of up to 40,300 won per month.
unlimited 3% cashback for all overseas payments
How to open a Toss Bank parking account
1. Run the Toss application on your smartphone.
2. Log in and click all the buttons.
3. Press Toss Bank.
4. On the Parking Account Introduction page, click Next.
5. I agree with everything, so check and press OK.
6. Check my personal information.
7. Check my job and users.
8. Check the purpose of the transaction, the source of the funds, and whether there is an overseas tax.
9. Set the password to be used in Toss Bank parking account.
10. Press the “Take ID” button to take a picture of my ID.
11. Accept the linked account and click Automatic Authentication.
12. Select my bank account where I can check my history.
13. Click “Receive 1 won from my account.”
14. Check the three digits after the name of the person who made the payment.
15. Fill in a three-digit number and press OK.
16. A Toss Bank parking account has been opened.
You can use the parking lot as soon as it opens.Put all the money in my other linked bank account into Toss Bank account and start investing 2% before tax.
How to issue a Toss Bank check card
Once you have opened your Toss Bank parking account, you can issue a debit card immediately on the next page.
1. On the Toss Bank Card Information page, click Next.
If you have already left the Toss Bank parking account opening page, you can proceed by clicking All > Toss Bank > Tour Toss Bank > Tour Toss Bank Card.
2. Select Toss check card design.
purple green
lemon blue
orange milk
night pink
purple green
3. Check my English name and last name.
4. Select the functionality of the transportation card and click Next.
5. I agree with all the terms and conditions.
6. Set the password to be used on the Toss Bank check card.
7. Select the address where you want the card to be received.
8. If you have a pay that you use often, connect it automatically.
9. Use or block overseas payment services.
10. A Toss Bank check card has been issued.
Once the Toss Bank check card has been shipped, you can receive a text message.If I’m away from my address, my colleagues and family can take it for me, even if it’s not me.
Tour of Toss Bank Bank Account Issued
When the Toss Bank account is created, the existing Toss money is automatically transferred and set to the account you usually use.
You can use the collecting/borrowing service in Toss Bank Parking Bank.
Collecting: Store/Gathering change/Gathering service available
Borrowing: Check out recommended loan products when you need a lot of money or cash
Now, when I look at the home screen in the Toss app, my Toss Bank account will be displayed at the top of my assets.
