―― Highly recommended as a check card for people in their 20s! <KB Kookmin New Check Card>
Specialized card products tailored to customer characteristics based on big data are being launched one after another. The goal is to analyze customers’ age, gender, consumption patterns, and preferences, and provide essential benefits based on the analysis. KB Kookmin Card’s newly released <KB Kookmin New Check Card> is also a card created by analyzing consumption patterns for ▲ college students and new social workers who are about to start anew. As it can be said that it is a card tailored to the lifestyle of the 20s, it provides essential benefits in every aspect of daily life in the 20s. <KB Kookmin New Check Card>, which has increased in collectible value thanks to the cute Star Friends design! I can’t help but recommend it. So, from now on, we will reveal everything about the <KB Kookmin New Check Card> that supports everyone’s new start! 대학생 체크카드 추천
※ Brief TMI
*STAR FRIENDS: A representative character of KB Financial Group that forms a consensus with customers. ▲Lunakiki ▲Force Arger ▲Heart Attack BB ▲Roloramu ▲Melancholy.
※Related link: Go to ‘Introducing Star Friends’
―― <KB Kookmin New Check Card>, only the essential benefits! 이베이스매뉴얼
The <KB Kookmin Saero Check Card> reflects the lifestyle and consumption trends of people who have a new start, such as college students and beginners. It provides various benefits in five areas, such as ▲convenience store ▲food and beverage, as well as ▲travel/communications ▲regular subscription ▲education. Let’s take a look at the main benefits of the <KB Kookmin New Check Card>, which is highly recommended for people in their 20s who are looking for a good debit card.
convenience store discount
GS25 Convenience Store 5% Refund Discount
Excluding purchase and charging of gift certificates and prepaid cards (including prepaid electronic payment means)
Travel/Communication Discounts
Socar, Yanolja, Liiv M mobile communication 5% discount
Excluding purchase and charging of gift certificates and prepaid cards (including prepaid electronic payment means)
Food and Beverage Discounts
Starbucks, Paris Baguette 5% Refund Discount
Excluding purchase and charging of gift certificates and prepaid cards (including prepaid electronic payment means)
Subscription discount
Melon, Genie, Netflix, Wave 5% discount on monthly subscription
Excluding purchase and charging of gift certificates and prepaid cards (including prepaid electronic payment means)
education discount
Kyobo Bookstore, 5% discount on language test application fee (online registration)
Excluding purchase and charging of gift certificates and prepaid cards (including prepaid electronic payment means)
Discounts for Internet use only when using Kyobo Bookstore’s direct website and app
*TOEIC, JPT regular application and special additional application fee
*Test fee for regular and special additional applications for TOEIC and JPT for active duty military personnel
*TOEIC, JPT package application fee discount only for online application
―― Discounts common to <KB Kookmin Saerae Check Card>
For the discount benefit of <KB Kookmin Saerae Check Card>, you need at least 300,000 won in the previous month’s usage record, and the monthly discount limit for each area is differentially provided according to the previous month’s usage performance. You can use benefits up to 2,000 won when you achieve the first section (over 300,000 won), and up to 4,000 won when you achieve the second section (over 600,000 won).
―― What if you are looking for a debit card that is perfect for your 20s lifestyle?
Some people need to rest at home to relieve their fatigue, while others need to go out and play to be energized. The <KB Kookmin Saerae Check Card> is a card that will ease the burden of spending on outsiders and outsiders. ▲Socar ▲Yanolja discount benefits will reduce the burden of travel expenses and enjoy full of fun!
In addition, discounts are provided in the language test area, which many 20-somethings are preparing, including freshmen. In the education area, a 5% discount on the ▲TOEIC ▲JPT language test fee and Kyobo library is provided, reducing the burden of purchasing the problem book and online application for the language test.
Lastly, discounts on content subscription services such as ▲Melon ▲Genie ▲Netflix ▲Wave are perfect for those who actively use the popular monthly subscription service.
―― Tips for using the <KB Kookmin New Check Card> not to be missed
Before using the discount on the language test fee of the <KB Kookmin Saero Check Card>, which is strongly recommended for people in their 20s, it is essential to check the applicable target. ▲ TOEIC, JPT regular and special additional application fee through online application ▲ Active military TOEIC, JPT regular and special additional application fee ▲ Discount applies only to the TOEIC and JPT package application fee, so please check if it applies.
Although it is a debit card, the ‘small credit payment service’ that allows a certain amount to be used like a credit card is also a benefit worth considering. A small credit limit is granted up to a maximum of KRW 300,000 in accordance with the criteria that can evaluate the settlement ability of a small credit limit, such as the average deposit balance.
Today, I will introduce a check card that is good for college students in their 20s and beginners in society.
This is the Nori Check Card that I have been using since I was a college student.
This card is aimed at people in their 20s who enjoy a lot of cultural life, so there are a lot of benefits!
The Kookmin Nori Check Card is not only a Kookmin Bank account, but also
You can also apply for Shinhan, Nonghyup, or Woori bank accounts.
Personally, I think the people have the prettiest card design.
Simple is the best
In addition to the basic design of the Nori check card, there are also cards with the face of Pengsoo.
a total of 4
I like simple things, so only the basic design was issued
Give me a card with a cuter character than Pengsoo, Kookmin!
Now let’s see the benefits
I think it is probably the card with the most benefits among the national check cards.
I also used the Nori check card well before Corona, but I can’t see much of the benefits because I haven’t been able to go out well after the Corona outbreak..
So, the debit card I use these days is the single check card.
Be sure to check out the exclusions
Exclusions are not recognized as performance
Cards these days usually require more than 300,000 won to receive benefits.
The Nori Check Card is used a lot by college students, so you can enjoy the benefits even if you spend more than 200,000 won.
However, since it is a debit card, the discount limit is not large.
For example, if you use it for more than 200,000 won to less than 300,000 won, all benefits are discounted up to 10,000 won.
Even if you visit Lotte World once, you can get a discount of only 10,000 won.
10% discount when using public transportation
The benefit is only available when the previous month’s performance is 300,000 won or more.
However, if you spend 10,000 won, you won’t get a 10,000 won discount.
Discount up to Rs.
The discount applies only to the amount of Rs.
Even if you spend 3,000 won, you can get a discount of only 2,000 won.
The telecommunication cost discount applies only to the three major telecommunication companies SKT, KT, and LG U+.
However, only when the usage fee is 50,000 won or more, a 2,500 won discount is applied.
You must not let it be withdrawn to your account, and you must set up automatic debit with a Nori check card for the discount to be applied.
This benefit is applicable only when the previous month’s performance is 300,000 won or more.
The movie CGV discount is only applied to the amount of 10,000 won to 20,000 won per case.
Discount up to 7,000 won
Discount is applied when paying on-site, CGV website, or CGV application.
All movies these days are over 10,000 won, I think you can get enough benefits.
Outback and VIPS are discounted up to 30,000 to 50,000 won per case.
Up to 10,000 won discount
However, discounts are not available at stores that purchase gift certificates or are located in department stores/large discount stores.
At Starbucks, discounts are limited to 10,000 won to 20,000 won per item.
Up to 4,000 won off per item
If you order 2 or more drinks, you can get a 20% discount.
I think this benefit is good for Seoul/Gyeonggi people
50% discount when the usage amount is between 3 and 50,000 won
The important thing here is that the previous month’s performance was more than 200,000 won.
If you spend less than 300,000 won, even if you pay for a 50,000 won ticket, you only get 10,000 won back.
If you want to get back the maximum amount of 25,000 won, you must spend more than 500,000 won.
In my house, the CU convenience store is closer than the GS25, so I am not receiving the benefits..
If you mainly use convenience stores, single check card is recommended!
5% discount on all convenience stores
Discount is applied only to KRW 1~20,000 per usage amount
Up to KRW 1,000 discount per use
It’s a benefit that I don’t use often, but it’s a good benefit for book lovers.
Discount if you purchase on-site, Kyobo Bookstore website, or Kyobo Bookstore app
Discounts are limited to the amount of use from 20,000 to 50,000 won per case, and a maximum of 2,500 won is discounted per use.
I think it’s more profitable if you pay online or directly.
If you pay online at Kyobo Bookstore, you get a basic 10% discount.
+ If you pay with a Nori check card and receive an additional 5% discount, you will receive a 15% discount.
There is also a financial fee waiver service.
It is recommended to simply change the bankbook to a one bankbook or a myfit bankbook.
That’s because even if you pay only 10 won with kb Kookmin Card without any previous month’s performance, the transfer fee to another bank is waived.