Hmm, in the case of a bank passbook with a paper passbook, it is very convenient to submit a copy of the passbook.
just copy it
However, in the case of Internet banks, such as Kakao Bank, K-Bank, and Toss Bank, which I will introduce today, there is no separate passbook to copy because there is no paper passbook. 토스뱅크 계좌개설
I also had some difficulties in submitting a copy of my bankbook for the first time since I opened a Toss account. 이베이스매뉴얼
So, this time, if you are using a Toss Bank account, let’s find out how to print a copy of your Toss Bank passbook, which is convenient if you know it at least once.
a copy of the bankbook?
A document that is also called an account opening confirmation certificate, which proves that you have an account with the relevant bank.
Usually, it is the most common document required for deposit and withdrawal in financial transactions, and it is most common to make a photocopy of the document at the front of the paper bankbook and submit it.
In the case of internet banks, as mentioned earlier, there is no paper passbook, so a separate confirmation is issued.
© plhnk, from Unsplash
How to print a copy of Toss Bank passbook
First, open the Toss Bank app.
After that, click on the account to go to the Toss Bank passbook deposit/withdrawal details screen
Then the following screen will appear
Click on the gear wheel at the top.
Now, you can see the various management menus of the Toss Bank passbook.
If you scroll all the way down here, you can see the account opening confirmation [passbook copy] menu in the document management menu.
If you click here, a copy of Toss Bank passbook is automatically created.
After that, if you click Save on the next screen, a copy of the passbook is saved in PDF format.
Isn’t it difficult?
Any documents other than a copy of the bankbook?
I just summarized the above contents of the toss passbook copy printing method, but the content of the post is too short, so I would like to know a few more.
Let’s take a look at the documents that are used as often as a copy of a passbook, such as a balance certificate and a financial income withholding tax receipt.
1. Balance certificate
Literally, it is a document proving how much money is left in the bank. It is usually used for transactions or contracts that require a certain amount of margin or more.
Usually, it is submitted along with a copy of the bankbook [account opening confirmation certificate] described above.
In the case of a Toss Bank account, it is issued through the certificate issuance menu in the document management menu of the previous menu.
One important point is that it does not apply to cases where a balance certificate is issued based on the previous date, but if a balance certificate is issued on the same day, all transactions in the account are suspended until 9:30 the next day to prevent changes in the account balance.
For those who need to trade with that account, it is better to be careful.
2. Financial income withholding tax receipt
Like the wage and salary income withholding tax receipt, it is a document to prove how much financial income you have at the time of tax return.
As with the balance certificate, it can be issued through the certificate issuance menu in the document management menu.
Please note that the financial income withholding tax receipt can be printed after March 1 of the previous year.
How about a copy of the bankbook?
I introduced it once in the Kakao Bank passbook copy, but like most internet banks, it was not difficult to print the Toss Bank passbook copy.
However, while some other banks support JPG format, they only support PDF format, so if you need a photo file copy of your bankbook, you have to convert the file once more.
Of course, other than that, there was no discomfort.
It took me some time to find it because it was the first time I submitted a copy of my passbook after opening a Toss Bank account.
organize
This time, we briefly looked at how to check a copy of Toss Bank’s passbook, and also looked at how to print out frequently used passbook related documents.
In general, once you actually do these things, you can use them without difficulty after that.
I hope that today’s content will be of some help to you to use Toss Bank, and I will finish the content.
Due to the recent interest rate hike by the Bank of Korea, the price of investment assets has fallen, and it seems that many investors are looking for deposits and savings accounts.
Last time, I talked about the difference between savings and savings accounts and how to find savings products with high interest rates. Today, we will look at what a parking passbook that allows you to deposit and withdraw money freely and how to open an account with a high interest rate Toss Bank parking passbook.
What is a parking passbook? Short-term deposit
A parking passbook means a passbook that can be used to temporarily store large amounts of money as if parking for a while. It means parking the car, and it has the advantage of providing a higher interest rate compared to the frequent deposit and withdrawal bankbook.
In the case of a parking passbook, when depositing more than a certain amount of money, interest rates of as low as 1% and as high as 2% are provided per annum, so you can earn higher interest than the 0.2% interest rate for frequent deposit and withdrawal accounts. In the case of a parking passbook, interest is paid monthly, so you can enjoy the compounding effect.
Unlike time deposits and savings accounts, deposits and withdrawals are possible freely, and according to the Depositor Protection Act, the principal is guaranteed up to 50 million won. In other words, you can think of it as a product similar to a short-term deposit with no fixed period.
As far as I know, the current interest rate on the parking passbook provided by Toss Bank is around 2% per annum, which provides good conditions. I will introduce each method of opening an account, so if you need it, please refer to it.
How to open a Toss Bank parking passbook account
Due to the recent low interest rates, many people are investing in stocks or public offering stocks rather than deposits or savings products. However, since holding cash is essential, I would like to say that it is essential to manage large amounts of money using savings and savings products.
If you keep spare funds that you do not plan to use within an urgent period, you can deposit and withdraw money freely while receiving the benefit of a higher interest rate than savings products on the market. .
To create a parking passbook in Toss Bank, you must download the Toss app using the Google Play Store or App Store. If you already have the app, press Toss Bank in the menu bar.
Click the Toss Bank start button and create a bankbook to start the account opening. Tossbank’s parking passbook, which accumulates interest even if you put in just one day, is subject to an annual interest rate of 2% for up to 100 million won, and 0.1% for amounts exceeding 100 million won.
Enter the terms and conditions, personal information, job confirmation, and transaction purpose to proceed with password setting. Interest rates up to 100 million won are good, so if you have a lot of spare funds, it would be better to use Toss Bank up to 100 million won.
After that, you can complete the Toss Bank account opening by verifying your ID and other bank account verification for transaction details.
Comparison of interest rates on parking passbooks of other banks
Recently, the parking passbook has become very popular, so many other banks are offering this product. The above mentioned Toss Bank (2% per annum), Daishin Savings Bank (1.5%), Welcome Savings Bank (up to 2%), Sangsangin Savings Bank (up to 2.31%), and OK Savings Bank (up to 1.6%) also offer decent interest rates. I am providing it.
Signing up for savings bank savings account, deposit interest rates increased (depositor protection, interest rate comparison)
The recent interest rate hike by the Bank of Korea shows that the market interest rate is gradually rising. Last year alone, the 1% …
You should be aware that the interest rate may change at any time according to the increase in subscribers and the base rate. In the case of savings bank products, the feature is that they provide a high interest rate, but there is always a limit amount and conditions attached, so we recommend that you take care of this part carefully before signing up.
Today, we learned how to make a parking passbook using Toss Bank. It has similar characteristics to short-term deposits, but has the advantage of being able to deposit and withdraw money more freely and receive interest rate benefits.
If you have a certain amount of money, you can go in and out at any time.
Interest rates are too low to raise savings accounts, and in particular, regular deposits must be deposited for the promised time. However, they are hesitant to invest money in the stock market, which is not money that will stay for a long time in a market with large fluctuations like these days. It’s just my story. I needed a place to deposit money for a while as the due date for the apartment was approaching in 10 months.
I was contemplating whether to find the highest interest rate and save money, or put it in stocks as usual, and I thought the parking passbook would be the most useful at this time.
What is a parking passbook?
Usually, when I have extra money, I put all of it in stocks, and when I have a lot of money, I invest in real estate, so I didn’t pay attention to savings or CMA. Toss’s parking account is a free entry and exit bankbook that earns interest every day! Moreover, deposits and withdrawals from the parking passbook are as free as a car can freely enter and exit. I don’t think there is a bankbook like this to store and use urgent money for a while.
The tosparking passbook accrues interest on the basis of the final balance every day. This is a great product!
How to create a Toss Bank parking passbook with 2% interest
One.
After searching Toss in the App Store
Download and complete membership registration
2.
Click Toss Bank in the upper left corner
connect
3.
Click to start Toss Bank.
4.
Click Create Account.
5.
Check the description of the Toss Bank passbook
After agreeing to the terms and conditions,
Choose a funding source.
6.
To use in Toss Bank account
After setting the 4 digit password
My ID (driver’s license, resident registration card)
to shoot
7.
of other banks or securities
Choose one of my account numbers
Click Get 1 Won to My Account
connect to the bank
Enter the 3-digit number of the depositor’s message.