If you use the instant payment (pre-payment) function of your credit card,
What are the advantages?
Advantage 1. Credit rating increase
Among the criteria for evaluating personal credit ratings of credit rating agencies
one of the most important things
It is called whether to use prepayment by card.
The ‘Instant Payment’ feature is a great help in managing your creditworthiness.. 삼성카드 즉시결제
Advantage 2. Ability to manage usage performance benefits
When you spend more than 30,000 won per month
Credit card benefits are often accepted.
If you use the prepayment function, it is like a debit card 이베이스매뉴얼
You can check the total amount used for this month
Criteria for receiving benefits
It can be used according to the previous month’s performance!
[Good article to read together]
Will prepayment on credit cards help my credit score?
3 Advantages of Credit Card Payment in Advance _ Why do I make a payment in advance?
So, how can I make an immediate payment?
I used the Samsung Card app I was using.
I would like to share how to make an instant payment.
One.
Run the ‘Samsung Card + App Card’ app
After selecting ‘My’ on the bottom tab
Select the ‘Instant Payment’ button in the middle
2.
in the lower right
Select the ‘Apply’ button
3-1.
where the payment amount is displayed
Select the desired checkbox or
at the bottom of the page
Select the ‘Apply for payment for use cases’ button
3-2.
want to pay immediately
Select the items to be used with the checkbox
4.
Choose a payment method
(Direct debit account)
5.
Choose your authentication method
(Choose 1 among card, mobile phone, public certificate, app card, face recognition)
6. Done!
It was done very simply!
The time for immediate payment application is set separately.
Relevant notes are attached below.
Don’t forget to check it out!
/ Precautions /
Immediate payment processing is available from 08:00 to 24:00.
If you apply outside of the processing time
It will be processed after 08:00.
The balance to be paid at the time of actual withdrawal
It may be different from the time of application.